The Main Problems in the Transposition of the Mortgage Credit Directive into Hungarian and Czech Law : Charles University in Prague Faculty of Law Research Paper

Result code in IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F00216208%3A11220%2F16%3A10327879" target="_blank" >RIV/00216208:11220/16:10327879 - isvavai.cz</a>

Result on the web

<a href="https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2791010" target="_blank" >https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2791010</a>

DOI - Digital Object Identifier

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Result language

angličtina

Original language name

The Main Problems in the Transposition of the Mortgage Credit Directive into Hungarian and Czech Law : Charles University in Prague Faculty of Law Research Paper

Original language description

The previously unregulated gap in European consumer credit law was relatively quickly filled by Directive 2014/17/EU on credit agreements for consumers relating to residential immovable property under the pressure stemming from the financial crisis. The deadline of the transposition expired on 21.3.2016, however only 9 member states published their national implementing measures in time, namely the United Kingdom, Germany, Austria, Estonia, Hungary, etc. In less developed mortgage markets with a highly reserved consumer law approach, like the Hungarian and Czech markets, the regulatory framework was created mostly because of the pressure of obligatory transposition. After a brief appraisal of the directive (1) and a short introduction on the already existing Hungarian and Czech mortgage credit regulation (2), this article will examine the main problem areas of these two national implementations: the information provision requirements towards credit intermediaries and creditors (3), and the admission of intermediaries (4).

Czech name

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Czech description

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Type

J_x - Unclassified - Peer-reviewed scientific article (Jimp, Jsc and Jost)

CEP classification

AG - Legal sciences

OECD FORD branch

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Project

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Continuities

I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Publication year

2016

Confidentiality

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Name of the periodical

Prague Law Working Paper Series [online]

ISSN

2336-5811

e-ISSN

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Volume of the periodical

2016

Issue of the periodical within the volume

1

Country of publishing house

CZ - CZECH REPUBLIC

Number of pages

13

Pages from-to

1-13

UT code for WoS article

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EID of the result in the Scopus database

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