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Income inequality as long-term conditioning factor of monetary transmission to bank rates

The result's identifiers

  • Result code in IS VaVaI

    <a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F00216208%3A11230%2F23%3A10471060" target="_blank" >RIV/00216208:11230/23:10471060 - isvavai.cz</a>

  • Result on the web

    <a href="https://verso.is.cuni.cz/pub/verso.fpl?fname=obd_publikace_handle&handle=zw7KqSz-tZ" target="_blank" >https://verso.is.cuni.cz/pub/verso.fpl?fname=obd_publikace_handle&handle=zw7KqSz-tZ</a>

  • DOI - Digital Object Identifier

    <a href="http://dx.doi.org/10.1016/j.econmod.2023.106492" target="_blank" >10.1016/j.econmod.2023.106492</a>

Alternative languages

  • Result language

    angličtina

  • Original language name

    Income inequality as long-term conditioning factor of monetary transmission to bank rates

  • Original language description

    Empirical evidence on the effect of income inequality on monetary policy transmission to bank interest rates remains scarce, despite few theoretical and empirical contributions suggesting that inequality might influence the response of economic agents to monetary policy shocks. We develop a novel measure of income inequality to investigate the effect of inequality on the transmission of monetary policy to bank loan rates. Using a panel of euro area countries over the years 2008-2016, we find that income inequality influences the transmission of monetary policy to bank loan rates over the long-term. The effect of income inequality on monetary transmission is heterogeneous across the different loan market segments and monetary policy measures. More specifically, higher income inequality hinders the transmission of standard monetary policy to consumer loan rates and limits the transmission of unconventional monetary policy to housing loan rates. Conversely, higher inequality improves monetary transmission to small firm loan segment.

  • Czech name

  • Czech description

Classification

  • Type

    J<sub>imp</sub> - Article in a specialist periodical, which is included in the Web of Science database

  • CEP classification

  • OECD FORD branch

    50201 - Economic Theory

Result continuities

  • Project

  • Continuities

    S - Specificky vyzkum na vysokych skolach<br>I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Others

  • Publication year

    2023

  • Confidentiality

    S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Data specific for result type

  • Name of the periodical

    Economic Modelling

  • ISSN

    0264-9993

  • e-ISSN

    1873-6122

  • Volume of the periodical

    128

  • Issue of the periodical within the volume

    November 2023

  • Country of publishing house

    NL - THE KINGDOM OF THE NETHERLANDS

  • Number of pages

    27

  • Pages from-to

    106492

  • UT code for WoS article

    001074839500001

  • EID of the result in the Scopus database

    2-s2.0-85170222823