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Macroprudential Policy and Income Inequality: The Trade-Off Between Crisis Prevention and Credit Redistribution

The result's identifiers

  • Result code in IS VaVaI

    <a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F00216208%3A11230%2F25%3A10511368" target="_blank" >RIV/00216208:11230/25:10511368 - isvavai.cz</a>

  • Alternative codes found

    RIV/61989100:27510/25:10258800 RIV/61384399:31110/25:00061438

  • Result on the web

    <a href="https://verso.is.cuni.cz/pub/verso.fpl?fname=obd_publikace_handle&handle=bqHkKxcHKt" target="_blank" >https://verso.is.cuni.cz/pub/verso.fpl?fname=obd_publikace_handle&handle=bqHkKxcHKt</a>

  • DOI - Digital Object Identifier

Alternative languages

  • Result language

    angličtina

  • Original language name

    Macroprudential Policy and Income Inequality: The Trade-Off Between Crisis Prevention and Credit Redistribution

  • Original language description

    Using data on 105 countries from 1990 to 2019 and a lag-augmented local projection method, we document that macroprudential policy tightening affects income inequality through two key channels: the crisis mitigation and prevention channel and the credit redistribution channel. Through the first of these, tighter regulation during credit booms reduces income inequality and mitigates the redistributive effects of financial crises, reflecting the enhanced financial sector&apos;s resilience. Through the second, it contributes to higher inequality due to its negative effect on credit growth and property prices. This has important policy implications: the timely implementation of macroprudential regulation has preventive effects and can contribute to a more equal distribution of society&apos;s income.

  • Czech name

  • Czech description

Classification

  • Type

    J<sub>imp</sub> - Article in a specialist periodical, which is included in the Web of Science database

  • CEP classification

  • OECD FORD branch

    50201 - Economic Theory

Result continuities

  • Project

    Result was created during the realization of more than one project. More information in the Projects tab.

  • Continuities

    P - Projekt vyzkumu a vyvoje financovany z verejnych zdroju (s odkazem do CEP)

Others

  • Publication year

    2025

  • Confidentiality

    S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Data specific for result type

  • Name of the periodical

    International Journal of Central Banking

  • ISSN

    1815-4654

  • e-ISSN

    1815-7556

  • Volume of the periodical

    21

  • Issue of the periodical within the volume

    4

  • Country of publishing house

    US - UNITED STATES

  • Number of pages

    101

  • Pages from-to

    249-349

  • UT code for WoS article

    001588935200005

  • EID of the result in the Scopus database

    2-s2.0-105018643177