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Asymmetric overnight rate pass-through to bank loan rates: A meta-analysis

The result's identifiers

  • Result code in IS VaVaI

    <a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F00216208%3A11230%2F25%3A10513970" target="_blank" >RIV/00216208:11230/25:10513970 - isvavai.cz</a>

  • Result on the web

    <a href="https://verso.is.cuni.cz/pub/verso.fpl?fname=obd_publikace_handle&handle=ODOdw78yM2" target="_blank" >https://verso.is.cuni.cz/pub/verso.fpl?fname=obd_publikace_handle&handle=ODOdw78yM2</a>

  • DOI - Digital Object Identifier

    <a href="http://dx.doi.org/10.1016/j.econmod.2025.107198" target="_blank" >10.1016/j.econmod.2025.107198</a>

Alternative languages

  • Result language

    angličtina

  • Original language name

    Asymmetric overnight rate pass-through to bank loan rates: A meta-analysis

  • Original language description

    The literature offers mixed results on how bank lending rates respond to positive and negative fluctuations in the overnight interbank rate. Therefore, using data from 80 studies covering 30 years of research, this study employs meta-regression methods to investigate asymmetry in the overnight rate pass-through. The results show that the pass-through is asymmetric, with bank lending rates reacting more strongly to positive fluctuations than negative fluctuations. The results also show that the pass-through increases with trade openness and private sector credit supply but decreases with net national savings, while the degree of asymmetry increases with stock market size and trade openness but diminishes with central bank independence, net national savings, and monetary integration. Altogether, these findings reconcile the literature and offer new insights into the determinants of asymmetry and heterogeneity, underscoring the need to control for both in modeling the overnight rate pass-through.

  • Czech name

  • Czech description

Classification

  • Type

    J<sub>imp</sub> - Article in a specialist periodical, which is included in the Web of Science database

  • CEP classification

  • OECD FORD branch

    50201 - Economic Theory

Result continuities

  • Project

  • Continuities

    S - Specificky vyzkum na vysokych skolach

Others

  • Publication year

    2025

  • Confidentiality

    S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Data specific for result type

  • Name of the periodical

    Economic Modelling

  • ISSN

    0264-9993

  • e-ISSN

    1873-6122

  • Volume of the periodical

    151

  • Issue of the periodical within the volume

    October 2025

  • Country of publishing house

    NL - THE KINGDOM OF THE NETHERLANDS

  • Number of pages

    15

  • Pages from-to

    107198

  • UT code for WoS article

    001529857000004

  • EID of the result in the Scopus database

    2-s2.0-105009617661