Echoes of the Future Legal Regulation of Consumer Credits in not only Czech law

Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F00216224%3A14220%2F09%3A00039294" target="_blank" >RIV/00216224:14220/09:00039294 - isvavai.cz</a>
Result on the web
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DOI - Digital Object Identifier
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Result language
angličtina
Original language name
Echoes of the Future Legal Regulation of Consumer Credits in not only Czech law
Original language description
In my paper I give three short remarks on the draft regulation and its European model. The first remark concerns the lack of consumer protection when bills of exchange or checks are used for paying or securing in connection with consumer credit. My second remark deals with the negative definition of consumer credit in the Directive pursuant to which credit agreements which are secured by a mortgage or by another comparable security are not to be considered consumer credits. The Czech lawmakers made thisexception considerably narrower by cumulatively requiring meeting a certain purpose of the contract which is basically the purchase of a real property. The third remark then criticizes the stereotypical attitude of Czech lawmakers to choice of sanctionfor not meeting established requirements of the contract on consumer credit. Public law sanction takes precedence.
Czech name
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Czech description
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Publication year
2009
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Book/collection name
Knez, Rozehnalová, Týč a kol. Five Yers of EU Membership Case of Czech Republic and Slovenian Law
ISBN
961-6399-58-6
Number of pages of the result
8
Pages from-to
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Number of pages of the book
350
Publisher name
University of Maribor
Place of publication
Maribor
UT code for WoS chapter
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