Credit risk of the off-balance sheet activities in context of commercial banking sector in the Czech Republic: practical example

Result code in IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F00216224%3A14560%2F11%3A00053777" target="_blank" >RIV/00216224:14560/11:00053777 - isvavai.cz</a>

Result on the web

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DOI - Digital Object Identifier

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Result language

angličtina

Original language name

Credit risk of the off-balance sheet activities in context of commercial banking sector in the Czech Republic: practical example

Original language description

The paper focuses on the off-balance sheet activities of commercial banking sector in the Czech Republic. The purpose is to assess the credit risk resulting from these activities. For this reason, closer attention will be paid to bank guarantees - specifically, guarantees given by a certain commercial bank in the Czech banking sector for its clients. The guarantee is a type of an off-balance sheet instrument which represents a potential obligation of a bank to pay a certain amount if the client fails tocomply with his commitment. Thank to this, by giving a guarantee, the bank faces several kinds of risks. The given guarantee may threaten the liquidity and even stability of a bank. One of the most important risks is the credit risk resulting from the uncertainty that the client will not meet his obligation against the bank. The default of the client may cause losses with negative impact on the economic results of the bank.

Czech name

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Czech description

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Type

J_x - Unclassified - Peer-reviewed scientific article (Jimp, Jsc and Jost)

CEP classification

AH - Economics

OECD FORD branch

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Project

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Continuities

S - Specificky vyzkum na vysokych skolach

Publication year

2011

Confidentiality

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Name of the periodical

International Journal of Research in Commerce & Management

ISSN

0976-2183

e-ISSN

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Volume of the periodical

2011

Issue of the periodical within the volume

11

Country of publishing house

IN - INDIA

Number of pages

9

Pages from-to

50-58

UT code for WoS article

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EID of the result in the Scopus database

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