E-Banking Security Study - 10 years later
The result's identifiers
Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F00216305%3A26230%2F22%3APU143339" target="_blank" >RIV/00216305:26230/22:PU143339 - isvavai.cz</a>
Result on the web
<a href="https://ieeexplore.ieee.org/document/9706204" target="_blank" >https://ieeexplore.ieee.org/document/9706204</a>
DOI - Digital Object Identifier
<a href="http://dx.doi.org/10.1109/ACCESS.2022.3149475" target="_blank" >10.1109/ACCESS.2022.3149475</a>
Alternative languages
Result language
angličtina
Original language name
E-Banking Security Study - 10 years later
Original language description
ICT security in the banking area is going through rapid changes. It is ten years since we covered the state of e-banking security, and both authentication schemes and legislation has evolved. With the Payment Services Directive (PSD2) for European Union coming into force, we believe it is a good time to update our findings. PSD2 brings new requirements for multi-factor authentication, thus it is necessary to revise compliance of currently used schemes. This works main contribution is an overview of current authentication methods, their properties with respect to international standards, and their resistance against attacks. We further discuss the multi-factor authentication schemes composed of those methods and their compliance with the PSD2 requirements. In order to present the overview, we introduced the e-banking attacks taxonomy, which is compatible with authenticator threats from NIST Digital Identity Guidelines but has an increased level of detail with respect to the e-banking area. The available sources in this area are usually either very broad, targeted on the business executive, or focus on one particular issue or attack in greater detail. We believe our article can bridge such diverse sources by providing a comprehensive and complex tool to help with orientation in the area.
Czech name
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Czech description
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Classification
Type
J<sub>imp</sub> - Article in a specialist periodical, which is included in the Web of Science database
CEP classification
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OECD FORD branch
10201 - Computer sciences, information science, bioinformathics (hardware development to be 2.2, social aspect to be 5.8)
Result continuities
Project
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Continuities
S - Specificky vyzkum na vysokych skolach
Others
Publication year
2022
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Data specific for result type
Name of the periodical
IEEE Access
ISSN
2169-3536
e-ISSN
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Volume of the periodical
2022
Issue of the periodical within the volume
10
Country of publishing house
US - UNITED STATES
Number of pages
19
Pages from-to
16681-16699
UT code for WoS article
000756515500001
EID of the result in the Scopus database
2-s2.0-85124758830