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Level of Financial Literacy of Academic Youth from Rural and Urban Areas

The result's identifiers

  • Result code in IS VaVaI

    <a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F02819180%3A_____%2F21%3A%230000170" target="_blank" >RIV/02819180:_____/21:#0000170 - isvavai.cz</a>

  • Result on the web

    <a href="https://www.udekom.org.rs/balkansjetss202142110-121.html" target="_blank" >https://www.udekom.org.rs/balkansjetss202142110-121.html</a>

  • DOI - Digital Object Identifier

    <a href="http://dx.doi.org/10.31410/Balkans.JETSS.2021.4.2.110-121" target="_blank" >10.31410/Balkans.JETSS.2021.4.2.110-121</a>

Alternative languages

  • Result language

    angličtina

  • Original language name

    Level of Financial Literacy of Academic Youth from Rural and Urban Areas

  • Original language description

    Financial literacy is becoming one of the key competencies in the 21st century. In its absence, it is virtually impossible to navigate the market for financial products and services and thus ensure financial stability throughout a whole life. This fact is all the more important given the threats arising from the effects of the pandemic crisis. Thanks to exhausted public budgets and the cooling of the economy, it can be expected that, despite strong regulation, there will be more aggressive sell practices on the market, to which financially literate people are more resilient. The aim of the study is to determine the level of financial literacy of academic youth from rural areas and to compare the results obtained with the level of financial literacy of young people from cities. The source of data used for analysis and inference was primary information obtained from own questionnaire research. To assess the level of financial literacy, the authors use an innovative metric, the personal finance index. In addition to overall success, this approach also makes it possible to analyze knowledge from the eight functional areas of financial literacy. By comparing the results in single areas, the authors reveal that risk management is Achyla’s heel of financial literacy. The authors focus on the differences in financial literacy according to the place of residence. The study explores inequalities in the single functional areas of financial literacy between the respondents living in the urban and rural areas.

  • Czech name

  • Czech description

Classification

  • Type

    J<sub>ost</sub> - Miscellaneous article in a specialist periodical

  • CEP classification

  • OECD FORD branch

    50200 - Economics and Business

Result continuities

  • Project

  • Continuities

    N - Vyzkumna aktivita podporovana z neverejnych zdroju

Others

  • Publication year

    2021

  • Confidentiality

    S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Data specific for result type

  • Name of the periodical

    Balkans Journal of Emerging Trends in Social Sciences Balkans JETSS

  • ISSN

    2620-164X

  • e-ISSN

  • Volume of the periodical

    4

  • Issue of the periodical within the volume

    2

  • Country of publishing house

    RS - THE REPUBLIC OF SERBIA

  • Number of pages

    12

  • Pages from-to

    110-121

  • UT code for WoS article

  • EID of the result in the Scopus database