Sectoral and International Diversities in the Perception of Bank Financing: Evidence From Slovak And Czech SMEs

Result code in IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F04130081%3A_____%2F18%3AN0000011" target="_blank" >RIV/04130081:_____/18:N0000011 - isvavai.cz</a>

Result on the web

<a href="https://fes.upce.cz/sites/default/files/public/mika0267/scipap_44_obsah_125024.pdf" target="_blank" >https://fes.upce.cz/sites/default/files/public/mika0267/scipap_44_obsah_125024.pdf</a>

DOI - Digital Object Identifier

—

Result language

angličtina

Original language name

Sectoral and International Diversities in the Perception of Bank Financing: Evidence From Slovak And Czech SMEs

Original language description

Banks' approaches in SMEs financing, being aware of loan conditions and transparency of credit terms are significant facts to improve ability of SMEs to manage their financial and credit risks and to reduce obstacles in their bank credit access. In this context, the research not only aims to compare different sectors in country level but also purposes to make comparison between countries that SMEs' operate in same sector, regarding their perceptions of these facts. 972 Slovakian and Czech SMEs are analysed by Chi-square and Z score statistics to find the differences between selected groups and individual responses. The results of the research confirm that more trade firms positively perceive the selected facts than service firms in Slovakia, however, aspects of Czech service and trade firms do not differ. Moreover, Slovakian trade firms are more agree that they have knowledge about loan conditions than Czech trade firms do. On the other hand, more Slovakian firms negatively perceive banks' approach to them than Czech SMEs. Regarding to entrepreneurs' knowledge about lending terms, no significant differences exists between the Czech and Slovakian service firms. Furthermore, loan conditions are not transparent for more Slovakian service firms than Czech service firms

Czech name

—

Czech description

—

Type

J_SC - Article in a specialist periodical, which is included in the SCOPUS database

CEP classification

—

OECD FORD branch

50204 - Business and management

Project

—

Continuities

N - Vyzkumna aktivita podporovana z neverejnych zdroju

Publication year

2018

Confidentiality

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Name of the periodical

Scientific Papers Of The University Of Pardubice

ISSN

1804-8048

e-ISSN

—

Volume of the periodical

26

Issue of the periodical within the volume

44

Country of publishing house

CZ - CZECH REPUBLIC

Number of pages

12

Pages from-to

53-64

UT code for WoS article

—

EID of the result in the Scopus database

2-s2.0-85065580687