Entrepreneurial Attitudes in Firms’ Credit Access
The result's identifiers
Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F04130081%3A_____%2F23%3AN0000004" target="_blank" >RIV/04130081:_____/23:N0000004 - isvavai.cz</a>
Result on the web
<a href="https://ce.vizja.pl/en/download-pdf/volume/17/issue/4/id/725" target="_blank" >https://ce.vizja.pl/en/download-pdf/volume/17/issue/4/id/725</a>
DOI - Digital Object Identifier
<a href="http://dx.doi.org/10.5709/ce.1897-9254.516" target="_blank" >10.5709/ce.1897-9254.516</a>
Alternative languages
Result language
angličtina
Original language name
Entrepreneurial Attitudes in Firms’ Credit Access
Original language description
Although enterprises make significant contributions to the GDP of countries, bank credit access is one of the biggest obstacles for them to survive. However, businesses can signal their entrepreneurial behaviors that are included in the Theory of Planned Behavior (TPB) to reduce banks’ concerns about their credit default. However, firms can have various entrepreneurial attitudes depending on their international activities that increase their in-novativeness, and financial performance enabling credit access. Thus, the impact of TPB on credit access can dif-fer depending on firms’ internationalization status and this is the main of this study to examine. For this purpose, this paper analyzes 1175 firms from various countries. The researchers apply a purposive sampling method to create a research sample and direct an internet-mediated questionnaire to the selected respondents. Binary Lo-gistic Regression analyses have been performed by the researchers to investigate the impact of TPB on credit ac-cess. The results show that the components of TPB, personal attitude, personal behavioral control, and subjective norms have different impacts on the credit access of international and domestic companies. Personal attitude and subjective norms negatively affect bank credit access of international and domestic firms, respectively while they do not determine credit access of domestic and international firms, respectively. Moreover, personal behavioral control positively affects credit access of domestic and international companies. The reason for these results might be related to firm-level and country-level characteristics. Relationship lending and the educational and financial support of academicians and policymakers can provide solutions for credit access problems of firms.
Czech name
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Czech description
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Classification
Type
J<sub>imp</sub> - Article in a specialist periodical, which is included in the Web of Science database
CEP classification
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OECD FORD branch
50204 - Business and management
Result continuities
Project
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Continuities
N - Vyzkumna aktivita podporovana z neverejnych zdroju
Others
Publication year
2023
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Data specific for result type
Name of the periodical
CONTEMPORARY ECONOMICS
ISSN
2084-0845
e-ISSN
2300-8814
Volume of the periodical
17
Issue of the periodical within the volume
4
Country of publishing house
PL - POLAND
Number of pages
18
Pages from-to
361-378
UT code for WoS article
001130462800003
EID of the result in the Scopus database
2-s2.0-85180423076