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Modelling the Demand for Loans in the Czech Republic

The result's identifiers

  • Result code in IS VaVaI

    <a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F47813059%3A19520%2F06%3A00000044" target="_blank" >RIV/47813059:19520/06:00000044 - isvavai.cz</a>

  • Result on the web

  • DOI - Digital Object Identifier

Alternative languages

  • Result language

    angličtina

  • Original language name

    Modelling the Demand for Loans in the Czech Republic

  • Original language description

    The aim of the paper is to carry out an econometric investigation of demand for loans to private sector in the Czech Republic. This study does not focus only on aggregate credit demand but also separately on demand for loans provided to non-financial firms and households. The regression analysis showed that aggregate demand for loans is a function of general economic activity (positive relationship) and costs of loans (inverse relationship). Demand for loans to households depends directly on consumptionand indirectly on average interest rate on loans. Demand for loans to non-financial firms is a function of general economic activity and interest rate on loans, both with inverse relationship.

  • Czech name

    Modelování poptávky po úvěrech v České republice

  • Czech description

    V příspěvku je provedeno modelování poptávky po úvěrech v ČR pomocí vhodných ekonometrických nástrojů. Výsledky ukazují, že poptávka je funcí ekonomické aktivity a nákladů na úvěry. Poptávka domácností po úvěrech zase závisí na spotřebě a na úrokové sazbě.

Classification

  • Type

    D - Article in proceedings

  • CEP classification

    AH - Economics

  • OECD FORD branch

Result continuities

  • Project

    <a href="/en/project/GA402%2F06%2F0204" target="_blank" >GA402/06/0204: The Comprehensive Analysis of Aspects of Corporate Governance in the Czech Economy Conditions</a><br>

  • Continuities

    P - Projekt vyzkumu a vyvoje financovany z verejnych zdroju (s odkazem do CEP)

Others

  • Publication year

    2006

  • Confidentiality

    S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Data specific for result type

  • Article name in the collection

    E-Conference Proceedings from the 2nd International Conference on Business, Management and Economics

  • ISBN

    13061089

  • ISSN

  • e-ISSN

  • Number of pages

    13

  • Pages from-to

    1-13

  • Publisher name

    Yasar University

  • Place of publication

    Izmir

  • Event location

    Izmir

  • Event date

    Jan 1, 2006

  • Type of event by nationality

    WRD - Celosvětová akce

  • UT code for WoS article