Relationships between Loans Granted and Interest Spreads in the UK: Empirical Research on Panel Data from 2004-2011
The result's identifiers
Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F47813059%3A19520%2F12%3A%230001729" target="_blank" >RIV/47813059:19520/12:#0001729 - isvavai.cz</a>
Result on the web
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DOI - Digital Object Identifier
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Alternative languages
Result language
angličtina
Original language name
Relationships between Loans Granted and Interest Spreads in the UK: Empirical Research on Panel Data from 2004-2011
Original language description
This paper estimates relationships between interest rate spreads and amounts of loans granted. Interest spreads we make between interest rates on loans granted both, to individuals and companies in all its fixation categories, and the market rates. We use panel cointegration analysis to estimate relationships between our variables and differences, which may exist due to the official bank rate fixation on 0.5%. Comparison on monthly data from National Bank of England's database is made between two periods, from January 2004 to March 2009 and April 2009 to August 2011. We found some differences between the cases of corporate loans and loans to individuals. Discussion on our results brings some differences together also with some sufferings of this paper.Theoretical part copes also with the loans collaterals. There are some recommendations for future research in that area, too.
Czech name
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Czech description
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Classification
Type
D - Article in proceedings
CEP classification
AH - Economics
OECD FORD branch
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Result continuities
Project
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Continuities
S - Specificky vyzkum na vysokych skolach
Others
Publication year
2012
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Data specific for result type
Article name in the collection
PROCEEDINGS OF THE 13TH INTERNATIONAL CONFERENCE ON FINANCE AND BANKING
ISBN
978-80-7248-753-0
ISSN
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e-ISSN
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Number of pages
10
Pages from-to
111-120
Publisher name
Slezská univerzita v Opavě, Obchodně podnikatelská fakulta v Karviné
Place of publication
Karviná
Event location
Ostrava
Event date
Jan 1, 2011
Type of event by nationality
WRD - Celosvětová akce
UT code for WoS article
000309369700012