Usury and the Czech Criminal Law

Result code in IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F60076658%3A12510%2F20%3A43901770" target="_blank" >RIV/60076658:12510/20:43901770 - isvavai.cz</a>

Result on the web

<a href="http://ocs.ef.jcu.cz/files/site/INPROFORUM%202020_ConferenceProceeding.pdf" target="_blank" >http://ocs.ef.jcu.cz/files/site/INPROFORUM%202020_ConferenceProceeding.pdf</a>

DOI - Digital Object Identifier

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Result language

angličtina

Original language name

Usury and the Czech Criminal Law

Original language description

Usury has always existed. At present, however, this term appears quite often in the public sphere in connection with loans, which are often provided under special conditions. Their providers benefit from people who are often willing to sign very unfavourable loan agreements due to their difficult financial situation. The main goal of this paper was to evaluate the extent to which usury is used by law enforcement agencies according to the Czech Criminal Code and whether there is an increase in the number of accused and/or convicted persons of this crime. Another goal of the paper was to compare the usury with the merits of fraud, in terms of statistics and in matter of fact. The difference between usury and fraud can be briefly defined in such a way that a usurer, unlike a fraudster, does not mislead anyone. The numbers of defendants in the crime of usury are very low nationwide, which is probably due to the fact that most of those who are called &quot;usurers&quot; are convicted of fraud because they have misled the victim, which the usurer (as defined by the criminal Code) does not. According to experts, creditors often keep debtors in check with the threat of credit fraud and also deliberately do not want to know any information about their possible distress. For the purposes of this work, methods of comparison, description, analysis and synthesis were used.

Czech name

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Czech description

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Type

D - Article in proceedings

CEP classification

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OECD FORD branch

50502 - Criminology, penology

Project

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Continuities

I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Publication year

2020

Confidentiality

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Article name in the collection

Proceedings of the 14th International Scientific Conference INPROFORUM: Business Cycles – more than Economic Phenomena

ISBN

978-80-7394-824-5

ISSN

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e-ISSN

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Number of pages

6

Pages from-to

47-52

Publisher name

University of South Bohemia in České Budějovice, Faculty of Economics

Place of publication

České Budějovice

Event location

České Budějovice

Event date

Nov 5, 2020

Type of event by nationality

EUR - Evropská akce

UT code for WoS article

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