Typology of Consumer Behaviour on the Mortgage Market
The result's identifiers
Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F61989100%3A27510%2F15%3A86094762" target="_blank" >RIV/61989100:27510/15:86094762 - isvavai.cz</a>
Result on the web
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DOI - Digital Object Identifier
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Alternative languages
Result language
angličtina
Original language name
Typology of Consumer Behaviour on the Mortgage Market
Original language description
This contribution deals with consumer behaviour on the mortgage market. Based on data coming from mortgage contracts the typology of consumers has been developed. Instead of typically applied demographic variables the segmentation concentrates on behaviouristic factors. Classification of consumers, respectively households, has focused on two main criteria: type of housing and purpose for mortgage contract. The paper analyses the impact of contract factors (loan size, term, fixed rate, LTV, total income) on main segmentation criteria. For each type of typology the discriminant function(s) has been constructed.
Czech name
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Czech description
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Classification
Type
D - Article in proceedings
CEP classification
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OECD FORD branch
50204 - Business and management
Result continuities
Project
<a href="/en/project/EE2.3.20.0296" target="_blank" >EE2.3.20.0296: Research team for modelling of economic and financial processes at VSB-TU Ostrava</a><br>
Continuities
P - Projekt vyzkumu a vyvoje financovany z verejnych zdroju (s odkazem do CEP)<br>S - Specificky vyzkum na vysokych skolach
Others
Publication year
2015
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Data specific for result type
Article name in the collection
Financial Management of Firms and Financial Institutions : 10th international scientific conference : 7th - 8th September 2015, Ostrava, Czech Republic : proceedings. [Part I - IV]
ISBN
978-80-248-3865-6
ISSN
2336-162X
e-ISSN
neuvedeno
Number of pages
9
Pages from-to
1191-1199
Publisher name
VŠB - Technical University of Ostrava
Place of publication
Ostrava
Event location
Ostrava
Event date
Sep 7, 2015
Type of event by nationality
EUR - Evropská akce
UT code for WoS article
000376799500146