Economic aspects of consumer credit
The result's identifiers
Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F62156489%3A43110%2F22%3A43926438" target="_blank" >RIV/62156489:43110/22:43926438 - isvavai.cz</a>
Result on the web
<a href="https://www.ijpamed.eu/index.php/journal/article/view/66" target="_blank" >https://www.ijpamed.eu/index.php/journal/article/view/66</a>
DOI - Digital Object Identifier
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Alternative languages
Result language
angličtina
Original language name
Economic aspects of consumer credit
Original language description
This article deals with methods of consumer credit analysis. In the case of consumer loans, the issue of their provision to creditworthy clients is discussed. The financial institution realizes its profit by providing a loan. However, it is in the public interest to ensure the stability of the financial sector that loans are provided to creditworthy clients. That is, to clients who are able to repay loans. The aim of the article is to suggest suitable methods for assessing the creditworthiness of the client. Their applications can be used by banks to prevent loans from being provided by a natural person who is unable to repay them in order to prevent default. The article presents suitable multicriteria analyses of variants for a given assessment.
Czech name
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Czech description
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Classification
Type
J<sub>ost</sub> - Miscellaneous article in a specialist periodical
CEP classification
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OECD FORD branch
50501 - Law
Result continuities
Project
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Continuities
I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace
Others
Publication year
2022
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Data specific for result type
Name of the periodical
International Journal of Public Administration, Management and Economic Development
ISSN
2533-4077
e-ISSN
2533-4077
Volume of the periodical
7
Issue of the periodical within the volume
1
Country of publishing house
CZ - CZECH REPUBLIC
Number of pages
6
Pages from-to
13-18
UT code for WoS article
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EID of the result in the Scopus database
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