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Economic aspects of consumer credit

The result's identifiers

  • Result code in IS VaVaI

    <a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F62156489%3A43110%2F22%3A43926438" target="_blank" >RIV/62156489:43110/22:43926438 - isvavai.cz</a>

  • Result on the web

    <a href="https://www.ijpamed.eu/index.php/journal/article/view/66" target="_blank" >https://www.ijpamed.eu/index.php/journal/article/view/66</a>

  • DOI - Digital Object Identifier

Alternative languages

  • Result language

    angličtina

  • Original language name

    Economic aspects of consumer credit

  • Original language description

    This article deals with methods of consumer credit analysis. In the case of consumer loans, the issue of their provision to creditworthy clients is discussed. The financial institution realizes its profit by providing a loan. However, it is in the public interest to ensure the stability of the financial sector that loans are provided to creditworthy clients. That is, to clients who are able to repay loans. The aim of the article is to suggest suitable methods for assessing the creditworthiness of the client. Their applications can be used by banks to prevent loans from being provided by a natural person who is unable to repay them in order to prevent default. The article presents suitable multicriteria analyses of variants for a given assessment.

  • Czech name

  • Czech description

Classification

  • Type

    J<sub>ost</sub> - Miscellaneous article in a specialist periodical

  • CEP classification

  • OECD FORD branch

    50501 - Law

Result continuities

  • Project

  • Continuities

    I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Others

  • Publication year

    2022

  • Confidentiality

    S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Data specific for result type

  • Name of the periodical

    International Journal of Public Administration, Management and Economic Development

  • ISSN

    2533-4077

  • e-ISSN

    2533-4077

  • Volume of the periodical

    7

  • Issue of the periodical within the volume

    1

  • Country of publishing house

    CZ - CZECH REPUBLIC

  • Number of pages

    6

  • Pages from-to

    13-18

  • UT code for WoS article

  • EID of the result in the Scopus database