Factors of Professional Qualification Test Results of Selected Non-Bank Consumer Credit Providers Employees
The result's identifiers
Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F62690094%3A18450%2F19%3A50016268" target="_blank" >RIV/62690094:18450/19:50016268 - isvavai.cz</a>
Result on the web
<a href="https://is.muni.cz/do/econ/sborniky/2019/Proceedings_final.pdf" target="_blank" >https://is.muni.cz/do/econ/sborniky/2019/Proceedings_final.pdf</a>
DOI - Digital Object Identifier
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Alternative languages
Result language
angličtina
Original language name
Factors of Professional Qualification Test Results of Selected Non-Bank Consumer Credit Providers Employees
Original language description
Non-bank financial institutions providing or intermediating consumer credit were throughout a year of 2018 ensuring the qualification of their employee to meet requirements of a recent regulation. Czech National Bank stipulated decree no. 381/2016 and decree no. 384/2016 to implement legal act no. 257/2016 Coll., on consumer credit. This regulation came into force recently and therefore, a professional qualification level of all employees involved in the provision and intermediation of a consumer credit now has to be proven. Qualification could be proven at accredited institutions only by passing an exam test. We analyzed the test results of 1.916 employees of two medium sized non-bank financial institutions who took the final qualification test at an accredited institution. We set main and auxiliary hypotheses regarding an effect of gender, age, and time. Gender was not found as a factor of performance in the qualification testing. Age was found as a factor of the test score. The youngest and the oldest employees performed statistically worse than employees between age of 30-59. The last tested variable of time was found as a factor. Performance of employees who took the test in the first quartile was both statistically as well as from practitioner's point of view significantly better.
Czech name
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Czech description
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Classification
Type
D - Article in proceedings
CEP classification
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OECD FORD branch
50204 - Business and management
Result continuities
Project
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Continuities
S - Specificky vyzkum na vysokych skolach
Others
Publication year
2019
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Data specific for result type
Article name in the collection
EUROPEAN FINANCIAL SYSTEMS 2019
ISBN
978-80-210-9338-6
ISSN
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e-ISSN
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Number of pages
8
Pages from-to
546-553
Publisher name
MASARYKOVA UNIV
Place of publication
BRNO
Event location
Brno
Event date
Jun 24, 2019
Type of event by nationality
EUR - Evropská akce
UT code for WoS article
000503222600065