Peer Analyses Of The Profitability And Long Term Sustainability Of Selected Banks

Result code in IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F68407700%3A21630%2F17%3A00311884" target="_blank" >RIV/68407700:21630/17:00311884 - isvavai.cz</a>

Result on the web

<a href="http://ufu.utb.cz/konference/proceedings2017.pdf" target="_blank" >http://ufu.utb.cz/konference/proceedings2017.pdf</a>

DOI - Digital Object Identifier

—

Result language

angličtina

Original language name

Peer Analyses Of The Profitability And Long Term Sustainability Of Selected Banks

Original language description

In the last ten years, the concept of low-cost banks has changed the Czech banking system, motivating clients to push the bank to change their pricing and product policy, and won against conservatism in the traditional banking market in the Czech Republic. The aim of this paper is to compare selected banks based on results using peer analysis of financial and other banking sector indicators. The secondary aim is to analyse, whether the low-cost banking segment changes the profitability of “big” banks and the value of other selected indicators (based on 2015 values) during their ten year history and verify if we can still classify them into the low-cost banking segment. These selected indicators are: capital adequacy, balance sheet total, return of equity, return on assets, net interest margin and number of clients. In analysing of selected banks, the main components method was used for the input of data processing, and subsequently, cluster analysis was used. The basic purpose of using the main components method is to simplify the description of the Group mutually correlated with the absence of the Relations Division on the dependent and independent variable. For the analyses, 10 banks were selected (four “large”, two “medium” and five “small” from the low-cost banking segment). The results will be presented as a graphical figure, called a dendogram, providing a highly interpretable complete description of the hierarchical aglomerative clustering. Finally, there the paper will identified the median value of the created variables of clusters´characteristics based on the data from 2013 and 2015.

Czech name

—

Czech description

—

Type

D - Article in proceedings

CEP classification

—

OECD FORD branch

50206 - Finance

Project

—

Continuities

I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Publication year

2017

Confidentiality

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Article name in the collection

Proceedings of the 8th International Scientific Conference Finance and Performance of Firms in Science, Education and Practice

ISBN

978-80-7454-653-2

ISSN

—

e-ISSN

—

Number of pages

12

Pages from-to

348-359

Publisher name

Univerzita Tomáše Bati

Place of publication

Zlín

Event location

Zlín

Event date

Apr 26, 2017

Type of event by nationality

WRD - Celosvětová akce

UT code for WoS article

—