Mortgage product policy and the dependence on macroeconomic factors in the field of finance
The result's identifiers
Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F68407700%3A21630%2F17%3A00315894" target="_blank" >RIV/68407700:21630/17:00315894 - isvavai.cz</a>
Result on the web
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DOI - Digital Object Identifier
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Alternative languages
Result language
angličtina
Original language name
Mortgage product policy and the dependence on macroeconomic factors in the field of finance
Original language description
The significant problems of the banking sector after after the Global Financial Crisis, which had been caused by a credit boom and a huge rise in real estate, has had effects on banking product policy, on the structure of mortgage portfolio, and marketing offer. The article describes the evolution and the structure of bank loans provided to households in a defined period. The aim of this paper is to analyse the development of mortgage product portfolio in the household sector and its dependence on selected macroeconomic factors in the context of local conditions. To fulfill the aim of this paper, multiple linear regression will be used. The basis for multiple linear regression is to estimate the effect of each independent variable Xi, represented by selected macroeconomic factors and dependent variable Y, represented by the volume of mortgages for private clients. Results of the analysis will be the basis for an estimate of the dependence of mortgage product portfolio on macroeconomic factors in context of local finance regulations.
Czech name
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Czech description
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Classification
Type
D - Article in proceedings
CEP classification
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OECD FORD branch
50206 - Finance
Result continuities
Project
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Continuities
I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace
Others
Publication year
2017
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Data specific for result type
Article name in the collection
Proceedings of the 5th international scientific conference IFRS: Global Rules and Local Use
ISBN
978-80-906585-4-7
ISSN
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e-ISSN
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Number of pages
9
Pages from-to
328-336
Publisher name
Anglo - American University, Prague
Place of publication
Praha
Event location
Praha
Event date
Oct 20, 2017
Type of event by nationality
WRD - Celosvětová akce
UT code for WoS article
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