INTERNAL MODEL OF COMMERCIAL BANK AS THE INSTRUMENT TO MEASURE CREDIT RISK OF THE BORROWER IN RELATION TO FINANCIAL PERFOMANCE (CREDIT SCORING AND BANKRUPTCY MODELS)

Result code in IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F70883521%3A28120%2F11%3A00001020" target="_blank" >RIV/70883521:28120/11:00001020 - isvavai.cz</a>

Result on the web

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DOI - Digital Object Identifier

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Result language

angličtina

Original language name

INTERNAL MODEL OF COMMERCIAL BANK AS THE INSTRUMENT TO MEASURE CREDIT RISK OF THE BORROWER IN RELATION TO FINANCIAL PERFOMANCE (CREDIT SCORING AND BANKRUPTCY MODELS)

Original language description

Commercial banks generally use different methods and procedures for managing credit risk. The internal rating of the client has an important position in the process of granting credit as a way of comprehensive assessment of client creditworthiness. The aim of this article is to analyze selected theoretical, methodological and practical aspects of internal rating models of commercial banks in the context of models measuring financial performance and to make a comparison of results of real - rating models, which are used in the Czech Republic and Slovakia, with results of chosen credit scoring and bankruptcy methods on the example of selected companies form segment of small and medium-sized companies.

Czech name

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Czech description

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Type

J_x - Unclassified - Peer-reviewed scientific article (Jimp, Jsc and Jost)

CEP classification

AE - Management, administration and clerical work

OECD FORD branch

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Project

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Continuities

V - Vyzkumna aktivita podporovana z jinych verejnych zdroju

Publication year

2011

Confidentiality

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Name of the periodical

Journal of Competitiveness

ISSN

1804-171X

e-ISSN

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Volume of the periodical

září 2011

Issue of the periodical within the volume

4

Country of publishing house

CZ - CZECH REPUBLIC

Number of pages

16

Pages from-to

104-120

UT code for WoS article

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EID of the result in the Scopus database

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