The effectiveness of micro credit programmes focusing on household income, expenditure and savings: evidence from Bangladesh.

Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F70883521%3A28120%2F17%3A63516560" target="_blank" >RIV/70883521:28120/17:63516560 - isvavai.cz</a>
Result on the web
<a href="http://dx.doi.org/10.7441/joc.2017.02.03" target="_blank" >http://dx.doi.org/10.7441/joc.2017.02.03</a>
DOI - Digital Object Identifier
<a href="http://dx.doi.org/10.7441/joc.2017.02.03" target="_blank" >10.7441/joc.2017.02.03</a>

Result language
angličtina
Original language name
The effectiveness of micro credit programmes focusing on household income, expenditure and savings: evidence from Bangladesh.
Original language description
This paper assesses the effectiveness of microfinance on household income, expenditure and savings. The survey examined those borrowers who had successfully completed at least three cycles of a loan. A household level survey (N=3000) was carried out to collect information about individuals receiving microcredit from one of the largest NGOs, ASA. The authors employed a multiple regression and discovered that the microcredit programme of ASA has a significant positive impact on household income, expenditures and savings. Moreover, the paper reveals that the level of education plays an important and statistically significant role in increasing the household income, expenditure and savings. Hence, the ASA microcredit programme has a positive impact on reducing poverty in Bangladesh and enhancing the competitiveness of de¬prived rural and urban households in improving their standard of living.
Czech name
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Czech description
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Publication year
2017
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

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