Evaluation of the credit risk importance during the crisis: The case study of SMEs according to a time of operating on the market.

Result code in IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F70883521%3A28120%2F17%3A63516624" target="_blank" >RIV/70883521:28120/17:63516624 - isvavai.cz</a>

Alternative codes found

RIV/61384399:31130/17:00051043

Result on the web

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DOI - Digital Object Identifier

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Result language

angličtina

Original language name

Evaluation of the credit risk importance during the crisis: The case study of SMEs according to a time of operating on the market.

Original language description

Research background: One of the possibilities for entrepreneur who is trying to start-up a successful business or grow a business, is to ensure the business from an economic perspective. Entrepreneurs can use a various alternative forms of financing. Despite the wide range of programs, grants and subsidies, the most commonly used form of financing is still a loan which is provided by the bank institutions. The relationship between entrepreneurs and banking institutions is mainly connected in the area of lending and guarantees for funding. Therefore the perception and the evaluation of the credit risk by entrepreneurs contributes to a better understanding of needs of both sides. Purpose of the article: A comparison of the evaluation of factors which affect the perception and management of the credit risk by entrepreneurs. Not only socio-demographic factors (gender, level of education or age of entrepreneurs) but also the nature of corporate activities in the business environment for small and medium-sized enterprises in the Czech Republic. Methodology/methods: During data collection, method of random firm’s selection using specialized database of companies “Albertina” was used. Afterwards, the method of interview with responsible managers of the company and method of online questionnaire survey were used. Data from 1141 enterprises in 2015 from all 14 regions of the Czech Republic were collected. In the first step of our research, the descriptive statistics (pivot tables, pie charts) were conducted. Afterwards, the two-sample t-test to compare a mean values of the perceptions of credit risk factors and verify the conditions for its completion (Histogram, Q-Q plot, Goodness of Fit Test, Pearson coefficient of contingency, t- test).

Czech name

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Czech description

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Type

D - Article in proceedings

CEP classification

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OECD FORD branch

50204 - Business and management

Project

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Continuities

V - Vyzkumna aktivita podporovana z jinych verejnych zdroju

Publication year

2017

Confidentiality

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Article name in the collection

Proceedings of the International Conference on Applied Economics: Finance

ISBN

978-83-65605-05-4

ISSN

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e-ISSN

neuvedeno

Number of pages

10

Pages from-to

56-65

Publisher name

Institute of Economic Research

Place of publication

Toruň

Event location

Toruň

Event date

Jun 22, 2017

Type of event by nationality

WRD - Celosvětová akce

UT code for WoS article

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