How Perceptions Of Bank Financing Constraints Differ Among Characteristics Of SMEs:Evidence From Turkey
The result's identifiers
Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F70883521%3A28120%2F18%3A63519718" target="_blank" >RIV/70883521:28120/18:63519718 - isvavai.cz</a>
Result on the web
<a href="http://dx.doi.org/10.19275/RSEP046" target="_blank" >http://dx.doi.org/10.19275/RSEP046</a>
DOI - Digital Object Identifier
<a href="http://dx.doi.org/10.19275/RSEP046" target="_blank" >10.19275/RSEP046</a>
Alternative languages
Result language
angličtina
Original language name
How Perceptions Of Bank Financing Constraints Differ Among Characteristics Of SMEs:Evidence From Turkey
Original language description
The aim of this study is to identify and compare the differences based on various characteristics (such as size, legal structure and age) of SMEs and their perceptions of some problems related to accessing bank financing. The issues that could be perceived as obstacles by SME executives are high amounts of required collateral, high costs of credits and uncertainties in long term interest rates. In this regard, the research question can be formed as whether a firm’ size, age and legal structure differ in terms of perceived bank credit obstacles. The data was collected by face-to-face surveys from one thousand Turkish SMEs in 2011 and 533 of them were investigated with regard to the specified purpose of this study. All of the firms were located in Ankara, Turkey, had gained credit from banks in last three years, and were members of Ankara Chamber of Commerce (ATO). P values from Chi Square and Z tests were used in order to analyze the sample, to find differences between selected factors and to show if the differences are statistically significant or not. The empirical results of the study demonstrate that perceptions of bank loan problems are reduced for older SMEs. However, the findings do not confirm dissimilarities between the different sizes and legal structures of enterprises with respect to their perceived level of bank credit obstacles. This might be the result of the similar effects of regulations of the Turkish government, Basel Committee and Turkish Banking Sector on these firms.
Czech name
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Czech description
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Classification
Type
J<sub>ost</sub> - Miscellaneous article in a specialist periodical
CEP classification
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OECD FORD branch
50204 - Business and management
Result continuities
Project
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Continuities
S - Specificky vyzkum na vysokych skolach
Others
Publication year
2018
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Data specific for result type
Name of the periodical
Review of Socio-Economic Perspectives
ISSN
2149-9276
e-ISSN
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Volume of the periodical
3
Issue of the periodical within the volume
1
Country of publishing house
TR - TURKEY
Number of pages
15
Pages from-to
13-27
UT code for WoS article
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EID of the result in the Scopus database
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