Risk taking of Czech banks

Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F47813059%3A19520%2F13%3A%230002254" target="_blank" >RIV/47813059:19520/13:#0002254 - isvavai.cz</a>
Result on the web
<a href="http://www.sciencedirect.com/science/article/pii/S2212567113000385" target="_blank" >http://www.sciencedirect.com/science/article/pii/S2212567113000385</a>
DOI - Digital Object Identifier
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Result language
angličtina
Original language name
Risk taking of Czech banks
Original language description
Present study has focused on riskiness of providing loans as well as loans and reserves policies of banks in the Czech Republic. The paper shows how Czech banks are taking more credit risk due to dissolution of credit provisions to their incomes even inglobal financial crisis times. Higher concentration level of credit market and foreign owners of banks are typical for this small country. Estimated period is from 2002 to 2011. Methodologically it is used panel GMM regression, but on the other hand it is also used basic calculations from annual reports data of Czech major banks in this article. The author has argued that Czech banking sector is more risky, which is affected by foreign parent companies. Higher level of banks' earnings at the expense ofthe credit risk then could affect whole Czech economy, if the quality of debtors will decrease. There are also some policy implications based on results of the work. These implications are addressed to commercial banks, but also to the ce
Czech name
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Czech description
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Type
J<sub>x</sub> - Unclassified - Peer-reviewed scientific article (Jimp, Jsc and Jost)
CEP classification
AH - Economics
OECD FORD branch
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Project
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Continuities
I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Publication year
2013
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

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