FINANCIAL LITERACY OF UNIVERSITY STUDENTS IN THE AREA OF EXTERNAL FINANCING

Result code in IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F60460709%3A41110%2F18%3A76776" target="_blank" >RIV/60460709:41110/18:76776 - isvavai.cz</a>

Alternative codes found

RIV/00216208:11510/18:10378558

Result on the web

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DOI - Digital Object Identifier

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Result language

čeština

Original language name

FINANCIAL LITERACY OF UNIVERSITY STUDENTS IN THE AREA OF EXTERNAL FINANCING

Original language description

The objective of this paper is to examine the level of financial literacy among full-time university students in terms of their knowledge of basic concepts related to the possibility to draw on external financial resources. The primary data presented here were collected through a survey (n = 446) conducted in 2017 among students at the Faculty of Physical Education and Sports, Charles University. The survey suggests that 64,35% of respondents know the difference between the terms debit card and credit card, but only 50,87% of them are able to define the difference correctly. As few as 29,60% of respondents know the acronym APR, of whom 84,09% can explain the term. The ability to explain the meaning of the term lease and loan was shown by 38,12% of respondents. Statistical analysis of the data indicated a demonstrable correlation between the level of study and the answers to the questions above.

Czech name

FINANCIAL LITERACY OF UNIVERSITY STUDENTS IN THE AREA OF EXTERNAL FINANCING

Czech description

The objective of this paper is to examine the level of financial literacy among full-time university students in terms of their knowledge of basic concepts related to the possibility to draw on external financial resources. The primary data presented here were collected through a survey (n = 446) conducted in 2017 among students at the Faculty of Physical Education and Sports, Charles University. The survey suggests that 64,35% of respondents know the difference between the terms debit card and credit card, but only 50,87% of them are able to define the difference correctly. As few as 29,60% of respondents know the acronym APR, of whom 84,09% can explain the term. The ability to explain the meaning of the term lease and loan was shown by 38,12% of respondents. Statistical analysis of the data indicated a demonstrable correlation between the level of study and the answers to the questions above.

Type

D - Article in proceedings

CEP classification

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OECD FORD branch

50206 - Finance

Project

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Continuities

S - Specificky vyzkum na vysokych skolach

Publication year

2018

Confidentiality

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Article name in the collection

Proceedings of the 15th International Conference Efficiency and Responsibility in Education 2018

ISBN

978-80-213-2858-7

ISSN

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e-ISSN

2336-744X

Number of pages

8

Pages from-to

394-401

Publisher name

Czech University of Life Sciences Prague

Place of publication

Praha

Event location

Praha

Event date

Jun 7, 2018

Type of event by nationality

WRD - Celosvětová akce

UT code for WoS article

000452558300050