The Banking Calculator as a Solution of Non-Transparency on the RCBS Market

Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F62690094%3A18450%2F11%3A50000419" target="_blank" >RIV/62690094:18450/11:50000419 - isvavai.cz</a>
Result on the web
<a href="http://www.wseas.us/e-library/conferences/2011/Montreux/ICICIC/ICICIC-06.pdf" target="_blank" >http://www.wseas.us/e-library/conferences/2011/Montreux/ICICIC/ICICIC-06.pdf</a>
DOI - Digital Object Identifier
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Result language
angličtina
Original language name
The Banking Calculator as a Solution of Non-Transparency on the RCBS Market
Original language description
The paper is focused on the field of retail core banking services market (RCBS) in the Czech Republic. As in other countries in the European Union, RCBS market in Czech Republic is affected by information asymmetry arisen out of non-transparent tariffs,that are often changed and contain hidden fees, even the product-tying problem is present. As a possible solution for product comparison there was in 2010 introduced an expert system The Banking Calculator. Its purpose is to offer independent, individualmarket overview for free and so to help the consumer to choose the optimal product. Individual means that the Calculator gives the ad-hoc market overview according to the consumer specific usage pattern. There is described structure of questionnaire, where the usage pattern is being determined, using the form of business processes. There are also pointed its advantages and future perspectives of this useful service that was by more than 33 000 consumers so far.
Czech name
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Czech description
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Publication year
2011
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Article name in the collection
Finance and accounting (ICFA 2011) : proceedings of the 2nd international conference
ISBN
978-1-61804-061-9
ISSN
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e-ISSN
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Number of pages
6
Pages from-to
39-44
Publisher name
World scientific and engineering academy and society
Place of publication
Athens
Event location
Montreaux
Event date
Dec 29, 2011
Type of event by nationality
WRD - Celosvětová akce
UT code for WoS article
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