Different Types of Fee Calculations on the RCBS Market in the Czech Republic
The result's identifiers
Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F62690094%3A18450%2F21%3A50018328" target="_blank" >RIV/62690094:18450/21:50018328 - isvavai.cz</a>
Result on the web
<a href="https://digilib.uhk.cz/bitstream/handle/20.500.12603/534/MATEJICEK_Martin_Anna_S_KOWALSKA.pdf?sequence=1&isAllowed=y" target="_blank" >https://digilib.uhk.cz/bitstream/handle/20.500.12603/534/MATEJICEK_Martin_Anna_S_KOWALSKA.pdf?sequence=1&isAllowed=y</a>
DOI - Digital Object Identifier
<a href="http://dx.doi.org/10.36689/uhk/hed/2021-01-056" target="_blank" >10.36689/uhk/hed/2021-01-056</a>
Alternative languages
Result language
angličtina
Original language name
Different Types of Fee Calculations on the RCBS Market in the Czech Republic
Original language description
Nowadays, almost everyone uses banking services. However, there is room in the market for bad decision-making by clients in the RCBS market, which is caused by information asymmetries. The main goal of this paper is to simulate consumer behavior and compare the offer in the banking services market in the Czech Republic. A total of 9 different payment accounts were selected for the research, which are intended for non-business natural persons. Furthermore, two customer groups were defined, for which the fees for the mentioned payment accounts were subsequently calculated on the basis the intensities of the use of certain services. In general, it was found that the stochastic calculation is more different than the deterministic one, especially for accounts and services that contain a certain condition, and the intensity of use is close to the transitional limit of this condition. On the contrary, in the case of bank calculators, the differences compared to the calculation from the tariffs were too large, and there was also a considerable mixing of the order according to the price.
Czech name
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Czech description
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Classification
Type
D - Article in proceedings
CEP classification
—
OECD FORD branch
50204 - Business and management
Result continuities
Project
—
Continuities
S - Specificky vyzkum na vysokych skolach
Others
Publication year
2021
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Data specific for result type
Article name in the collection
HRADEC ECONOMIC DAYS, VOL 11(1)
ISBN
978-80-7435-822-7
ISSN
2464-6059
e-ISSN
2464-6067
Number of pages
9
Pages from-to
571-579
Publisher name
University of Hradec Králové
Place of publication
Hradec Králové
Event location
Hradec Kralove
Event date
Mar 25, 2021
Type of event by nationality
WRD - Celosvětová akce
UT code for WoS article
000670596900056