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Different Types of Fee Calculations on the RCBS Market in the Czech Republic

The result's identifiers

  • Result code in IS VaVaI

    <a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F62690094%3A18450%2F21%3A50018328" target="_blank" >RIV/62690094:18450/21:50018328 - isvavai.cz</a>

  • Result on the web

    <a href="https://digilib.uhk.cz/bitstream/handle/20.500.12603/534/MATEJICEK_Martin_Anna_S_KOWALSKA.pdf?sequence=1&isAllowed=y" target="_blank" >https://digilib.uhk.cz/bitstream/handle/20.500.12603/534/MATEJICEK_Martin_Anna_S_KOWALSKA.pdf?sequence=1&isAllowed=y</a>

  • DOI - Digital Object Identifier

    <a href="http://dx.doi.org/10.36689/uhk/hed/2021-01-056" target="_blank" >10.36689/uhk/hed/2021-01-056</a>

Alternative languages

  • Result language

    angličtina

  • Original language name

    Different Types of Fee Calculations on the RCBS Market in the Czech Republic

  • Original language description

    Nowadays, almost everyone uses banking services. However, there is room in the market for bad decision-making by clients in the RCBS market, which is caused by information asymmetries. The main goal of this paper is to simulate consumer behavior and compare the offer in the banking services market in the Czech Republic. A total of 9 different payment accounts were selected for the research, which are intended for non-business natural persons. Furthermore, two customer groups were defined, for which the fees for the mentioned payment accounts were subsequently calculated on the basis the intensities of the use of certain services. In general, it was found that the stochastic calculation is more different than the deterministic one, especially for accounts and services that contain a certain condition, and the intensity of use is close to the transitional limit of this condition. On the contrary, in the case of bank calculators, the differences compared to the calculation from the tariffs were too large, and there was also a considerable mixing of the order according to the price.

  • Czech name

  • Czech description

Classification

  • Type

    D - Article in proceedings

  • CEP classification

  • OECD FORD branch

    50204 - Business and management

Result continuities

  • Project

  • Continuities

    S - Specificky vyzkum na vysokych skolach

Others

  • Publication year

    2021

  • Confidentiality

    S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Data specific for result type

  • Article name in the collection

    HRADEC ECONOMIC DAYS, VOL 11(1)

  • ISBN

    978-80-7435-822-7

  • ISSN

    2464-6059

  • e-ISSN

    2464-6067

  • Number of pages

    9

  • Pages from-to

    571-579

  • Publisher name

    University of Hradec Králové

  • Place of publication

    Hradec Králové

  • Event location

    Hradec Kralove

  • Event date

    Mar 25, 2021

  • Type of event by nationality

    WRD - Celosvětová akce

  • UT code for WoS article

    000670596900056