Mortgage loans as a way of financing business activities

Result code in IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F62690094%3A18450%2F18%3A50004931" target="_blank" >RIV/62690094:18450/18:50004931 - isvavai.cz</a>

Result on the web

<a href="http://dx.doi.org/10.3923/jeasci.2018.457.462" target="_blank" >http://dx.doi.org/10.3923/jeasci.2018.457.462</a>

DOI - Digital Object Identifier

<a href="http://dx.doi.org/10.3923/jeasci.2018.457.462" target="_blank" >10.3923/jeasci.2018.457.462</a>

Result language

angličtina

Original language name

Mortgage loans as a way of financing business activities

Original language description

There are many ways to finance business starting from classical loans to non-purpose mortgage loans, leasing, overdraft, credit cards, equity financing up to other investment funds. Owing to the economic crisis, the availability of some types of banking loans was decreased. Individual banks increased their requirements in terms of loan security to reduce potential risk. Though better for small or mid-size companies, mortgage loan is a way of financing business. The amount of loans has been increasing during the reflation. Nevertheless, the mortgage market has become saturated and it leads to decrease in newly signed contracts in contrast to other loans. However, the interest rates are more and more dropping and they reached historic minimum under the rate of 2%. The goal of the article is to analyse the present situation of mortgage loans in the Czech Republic. Including prediction, the analysis for businesses will be conducted for the period of the years 2002 – 2016. Confirmation of the scientific question is one of the contribution of the paper. The number of contracts and the amount of the mortgage related to the current macroeconomic situation.

Czech name

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Czech description

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Type

J_SC - Article in a specialist periodical, which is included in the SCOPUS database

CEP classification

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OECD FORD branch

50202 - Applied Economics, Econometrics

Project

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Continuities

S - Specificky vyzkum na vysokych skolach

Publication year

2018

Confidentiality

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Name of the periodical

Journal of engineering and applied sciences

ISSN

1816-949X

e-ISSN

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Volume of the periodical

13

Issue of the periodical within the volume

2

Country of publishing house

AE - UNITED ARAB EMIRATES

Number of pages

6

Pages from-to

457-462

UT code for WoS article

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EID of the result in the Scopus database

2-s2.0-85043484346