The Development of Mortgage Loans with Using Regression Analysis
The result's identifiers
Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F62690094%3A18450%2F18%3A50005264" target="_blank" >RIV/62690094:18450/18:50005264 - isvavai.cz</a>
Result on the web
<a href="http://dx.doi.org/10.3923/jeasci.2018.7003.7007" target="_blank" >http://dx.doi.org/10.3923/jeasci.2018.7003.7007</a>
DOI - Digital Object Identifier
<a href="http://dx.doi.org/10.3923/jeasci.2018.7003.7007" target="_blank" >10.3923/jeasci.2018.7003.7007</a>
Alternative languages
Result language
angličtina
Original language name
The Development of Mortgage Loans with Using Regression Analysis
Original language description
After the financial crisis ended there was also a revival in the mortgage market. Since 2013 there has been a growth in the number of contracts concluded and at the same time the amount of mortgage loans increase. The interest rates fell too and in July 2016 they recorded 1.88 % their lowest historical value, and according to predictions they are supposed to decrease even further. In the last quarter of 2016 the Czech National Bank predicts a slow rise in interest rates. The paper deals with the history and development of the mortgage market in the Czech Republic focusing on the current year 2016, and the analysis of development over the summer months compared with the previous years. This paper aims to create a regression model for the amount of mortgage loans and interest rate including their analysis. Using correlation analysis to demonstrate the level of dependency of the amount (values) of loans in the years 2015 - 2016 on the interest rate.
Czech name
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Czech description
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Classification
Type
J<sub>SC</sub> - Article in a specialist periodical, which is included in the SCOPUS database
CEP classification
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OECD FORD branch
50206 - Finance
Result continuities
Project
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Continuities
S - Specificky vyzkum na vysokych skolach
Others
Publication year
2018
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Data specific for result type
Name of the periodical
Advanced science letters
ISSN
1816-949X
e-ISSN
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Volume of the periodical
13
Issue of the periodical within the volume
9
Country of publishing house
US - UNITED STATES
Number of pages
5
Pages from-to
7003-7007
UT code for WoS article
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EID of the result in the Scopus database
2-s2.0-85055928306