ANALYSIS OF THE MORTGAGE MARKET IN THE CZECH REPUBLIC

Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F62690094%3A18450%2F21%3A50018457" target="_blank" >RIV/62690094:18450/21:50018457 - isvavai.cz</a>
Alternative codes found
RIV/00216275:25530/21:39918477
Result on the web
<a href="https://uni.uhk.cz/hed/site/assets/files/1077/proceedings_2021_1-1.pdf" target="_blank" >https://uni.uhk.cz/hed/site/assets/files/1077/proceedings_2021_1-1.pdf</a>
DOI - Digital Object Identifier
<a href="http://dx.doi.org/10.36689/uhk/hed/2021-01-024" target="_blank" >10.36689/uhk/hed/2021-01-024</a>

Result language
angličtina
Original language name
ANALYSIS OF THE MORTGAGE MARKET IN THE CZECH REPUBLIC
Original language description
During the beginning of 2020, the coronavirus pandemic spread worldwide. Governments have responded with tough restrictive measures. The Czech National Bank decided to support the economy and reduced the 2W repo rate twice during March 2020 and for the third time in May 2020 to the current 0.25%. In addition to low interest rates from the CNB, there is very high competition in the mortgage market, which reduces the average interest rate on mortgage loans. Mortgage loans are thus more affordable. The aim of the article is to analyze the current situation on the mortgage market and predict their further development. Using correlation analysis will be shown, that trends of interest rate and number of mortgage loans and their volume are not similar. This will be illustrated by graph, which will show decreasing trend of interest rate and increasing rate of number and volume of mortgages. Using significance test of correlation co-efficient will be verified, that even the trends in absolute values are not similar.
Czech name
—
Czech description
—

Project
—
Continuities
S - Specificky vyzkum na vysokych skolach<br>I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Publication year
2021
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Article name in the collection
Hradec economic days 2021 Vol. 11(1) proceedings of the international scientific conference
ISBN
978-80-7435-822-7
ISSN
2464-6059
e-ISSN
2464-6067
Number of pages
9
Pages from-to
242-250
Publisher name
Univerzita Hradec Králové
Place of publication
Hradec Králové
Event location
Hradec Králové
Event date
Mar 25, 2021
Type of event by nationality
WRD - Celosvětová akce
UT code for WoS article
000670596900024

Similar results(10)