Behavioral foundations of microcredit: experimental and survey evidence from rural India
The result's identifiers
Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F67985998%3A_____%2F12%3A00377131" target="_blank" >RIV/67985998:_____/12:00377131 - isvavai.cz</a>
Alternative codes found
RIV/00216208:11230/12:10218528
Result on the web
<a href="http://dx.doi.org/10.1257/aer.102.2.1118" target="_blank" >http://dx.doi.org/10.1257/aer.102.2.1118</a>
DOI - Digital Object Identifier
<a href="http://dx.doi.org/10.1257/aer.102.2.1118" target="_blank" >10.1257/aer.102.2.1118</a>
Alternative languages
Result language
angličtina
Original language name
Behavioral foundations of microcredit: experimental and survey evidence from rural India
Original language description
We use experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of microcredit, a financial tool designed to reduce poverty and fix credit market imperfections. The evidence suggests that microcredit contracts may do more than reduce moral hazard and adverse selection by imposing new forms of discipline on borrowers. We find that, conditional on borrowing from any source, women with present-biased preferences are more likely than others toborrow through microcredit institutions. Another particular contribution of microcredit may thus be to provide helpful structure for borrowers seeking self-discipline.
Czech name
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Czech description
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Classification
Type
J<sub>x</sub> - Unclassified - Peer-reviewed scientific article (Jimp, Jsc and Jost)
CEP classification
AH - Economics
OECD FORD branch
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Result continuities
Project
Result was created during the realization of more than one project. More information in the Projects tab.
Continuities
Z - Vyzkumny zamer (s odkazem do CEZ)
Others
Publication year
2012
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Data specific for result type
Name of the periodical
American Economic Review
ISSN
0002-8282
e-ISSN
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Volume of the periodical
102
Issue of the periodical within the volume
2
Country of publishing house
US - UNITED STATES
Number of pages
22
Pages from-to
1118-1139
UT code for WoS article
000302960800018
EID of the result in the Scopus database
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