Gender in banking and mortgage behavior

Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F67985998%3A_____%2F16%3A00459649" target="_blank" >RIV/67985998:_____/16:00459649 - isvavai.cz</a>
Result on the web
<a href="http://www.cerge-ei.cz/pdf/wp/Wp564.pdf" target="_blank" >http://www.cerge-ei.cz/pdf/wp/Wp564.pdf</a>
DOI - Digital Object Identifier
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Result language
angličtina
Original language name
Gender in banking and mortgage behavior
Original language description
Compared to men, women, even Önancial professionals, exhibit higher risk aversion. We exploit random assignment of clients to banking advisors (ëprivate bankersí) in a large Czech bank to study the e§ects of advisor gender on the probability of mortgage issuance and on the probability that a newly issued mortgage is insured, which we interpret as corresponding to risk averse mortgage behavior. Male advisors do not substantially a§ect the chances that their clients will take a new mortgage, but the mortgages that they issue are dramatically less likely to be insured, particularly so for female clients who never had an insured loan with the bank.
Czech name
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Czech description
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Project
<a href="/en/project/GBP402%2F12%2FG130" target="_blank" >GBP402/12/G130: The relationships between skills, schooling and labor market outcomes: A longitudinal study</a><br>
Continuities
P - Projekt vyzkumu a vyvoje financovany z verejnych zdroju (s odkazem do CEP)

Publication year
2016
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

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