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Gender in banking and mortgage behavior

The result's identifiers

  • Result code in IS VaVaI

    <a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F67985998%3A_____%2F18%3A00492813" target="_blank" >RIV/67985998:_____/18:00492813 - isvavai.cz</a>

  • Result on the web

    <a href="http://dx.doi.org/10.1080/13504851.2018.1430304" target="_blank" >http://dx.doi.org/10.1080/13504851.2018.1430304</a>

  • DOI - Digital Object Identifier

    <a href="http://dx.doi.org/10.1080/13504851.2018.1430304" target="_blank" >10.1080/13504851.2018.1430304</a>

Alternative languages

  • Result language

    angličtina

  • Original language name

    Gender in banking and mortgage behavior

  • Original language description

    Compared to men, women, even financial professionals, exhibit higher risk aversion. We exploit random assignment of clients to banking advisors (‘private bankers’) in a large Czech bank to study the effects of advisor gender on the probability of mortgage issuance and on the probability that a newly issued mortgage is insured, which we interpret as corresponding to risk averse mortgage behaviour. Male advisors do not substantially affect the chances that their clients will take a new mortgage. However, the mortgages that they issue are dramatically less likely to be insured, particularly so for female clients who never had an insured loan with the bank.

  • Czech name

  • Czech description

Classification

  • Type

    J<sub>imp</sub> - Article in a specialist periodical, which is included in the Web of Science database

  • CEP classification

  • OECD FORD branch

    50202 - Applied Economics, Econometrics

Result continuities

  • Project

    <a href="/en/project/GBP402%2F12%2FG130" target="_blank" >GBP402/12/G130: The relationships between skills, schooling and labor market outcomes: A longitudinal study</a><br>

  • Continuities

    P - Projekt vyzkumu a vyvoje financovany z verejnych zdroju (s odkazem do CEP)

Others

  • Publication year

    2018

  • Confidentiality

    S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Data specific for result type

  • Name of the periodical

    Applied Economics Letters

  • ISSN

    1350-4851

  • e-ISSN

  • Volume of the periodical

    25

  • Issue of the periodical within the volume

    20

  • Country of publishing house

    GB - UNITED KINGDOM

  • Number of pages

    4

  • Pages from-to

    1432-1435

  • UT code for WoS article

    000443839000007

  • EID of the result in the Scopus database

    2-s2.0-85043374025