Gender in banking and mortgage behavior
The result's identifiers
Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F67985998%3A_____%2F18%3A00492813" target="_blank" >RIV/67985998:_____/18:00492813 - isvavai.cz</a>
Result on the web
<a href="http://dx.doi.org/10.1080/13504851.2018.1430304" target="_blank" >http://dx.doi.org/10.1080/13504851.2018.1430304</a>
DOI - Digital Object Identifier
<a href="http://dx.doi.org/10.1080/13504851.2018.1430304" target="_blank" >10.1080/13504851.2018.1430304</a>
Alternative languages
Result language
angličtina
Original language name
Gender in banking and mortgage behavior
Original language description
Compared to men, women, even financial professionals, exhibit higher risk aversion. We exploit random assignment of clients to banking advisors (‘private bankers’) in a large Czech bank to study the effects of advisor gender on the probability of mortgage issuance and on the probability that a newly issued mortgage is insured, which we interpret as corresponding to risk averse mortgage behaviour. Male advisors do not substantially affect the chances that their clients will take a new mortgage. However, the mortgages that they issue are dramatically less likely to be insured, particularly so for female clients who never had an insured loan with the bank.
Czech name
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Czech description
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Classification
Type
J<sub>imp</sub> - Article in a specialist periodical, which is included in the Web of Science database
CEP classification
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OECD FORD branch
50202 - Applied Economics, Econometrics
Result continuities
Project
<a href="/en/project/GBP402%2F12%2FG130" target="_blank" >GBP402/12/G130: The relationships between skills, schooling and labor market outcomes: A longitudinal study</a><br>
Continuities
P - Projekt vyzkumu a vyvoje financovany z verejnych zdroju (s odkazem do CEP)
Others
Publication year
2018
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Data specific for result type
Name of the periodical
Applied Economics Letters
ISSN
1350-4851
e-ISSN
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Volume of the periodical
25
Issue of the periodical within the volume
20
Country of publishing house
GB - UNITED KINGDOM
Number of pages
4
Pages from-to
1432-1435
UT code for WoS article
000443839000007
EID of the result in the Scopus database
2-s2.0-85043374025