The model of Lending Process for the SME Segment

Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F70883521%3A28120%2F14%3A43871277" target="_blank" >RIV/70883521:28120/14:43871277 - isvavai.cz</a>
Alternative codes found
RIV/26138077:_____/14:#0000668
Result on the web
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DOI - Digital Object Identifier
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Result language
angličtina
Original language name
The model of Lending Process for the SME Segment
Original language description
The aim of this paper was to introduce a model of the loan process in relation to the segment of small and medium-sized enterprises (SMEs). In this context, the status and importance of open problems of internal rating models of commercial banks in the process of SME credit risk management was analyzed. In the next stage, based on the data that was obtained by us, a custom IRM for the SMEs segment was created and its quality was tested, respectively its limitations were defined as well. In the final phase our own innovative methodological proposal for loan process management for SMEs was introduced. A model of the loan process has been designed to ensure optimization of credit decisions, a reasonable rate of effectiveness of lending practices and a reasonable rate of individual commercial banks approach to the SME segment.
Czech name
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Czech description
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Publication year
2014
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Article name in the collection
Proceedings of the 1st International Conference on Finance and Economics 2014
ISBN
978-80-7454-405-7
ISSN
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e-ISSN
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Number of pages
14
Pages from-to
243-256
Publisher name
Univerzita Tomáše Bati ve Zlíně, Fakulta managementu a ekonomiky
Place of publication
Zlín
Event location
Ho Chi Minh City
Event date
Jun 2, 2014
Type of event by nationality
WRD - Celosvětová akce
UT code for WoS article
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