Innovations in the loan process for SME segment. The findings and experience from the Czech and Slovak banking sectors

Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F70883521%3A28120%2F15%3A43872921" target="_blank" >RIV/70883521:28120/15:43872921 - isvavai.cz</a>
Result on the web
—
DOI - Digital Object Identifier
—

Result language
angličtina
Original language name
Innovations in the loan process for SME segment. The findings and experience from the Czech and Slovak banking sectors
Original language description
Small and medium enterprises (SME) fulfill important tasks in the economic system, because they create jobs, contribute to the GDP and engage in other important activities within the socio-economic system. However, these companies have limited access tocredit sources when compared to large enterprises. The aim of this paper was to introduce an innovated model of the loan process in relation to the segment of small and medium-sized enterprises (SMEs). In this context, the status and importance of open problems of internal rating models (IRM) of commercial banks in the process of SME credit risk management was analyzed. Based on the data that was obtained by us, a custom IRM for the SMEs segment was created and its quality was tested, respectively its limitations were defined as well. In this process, the Quadratic Discriminant Analysis (QDA) has been used. In the final phase our own innovative methodological proposal for loan process management for SMEs was introduced. A model of the l
Czech name
—
Czech description
—

Publication year
2015
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Article name in the collection
Proceedings of the 2015 International Conference on Energy, Environment, Development and Economics Recent Advances in Environmental and Earth Sciences and Economics (EEDE 2015)
ISBN
978-1-61804-324-5
ISSN
—
e-ISSN
—
Number of pages
8
Pages from-to
60-67
Publisher name
Inase
Place of publication
Zakynthos Island, Greece
Event location
Zakynthos Island, Greece
Event date
Jul 16, 2015
Type of event by nationality
WRD - Celosvětová akce
UT code for WoS article
—

Similar results(10)