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Determinants of credit risk of SMEs in the banking sector of the Czech Republic and Slovakia

The result's identifiers

  • Result code in IS VaVaI

    <a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F70883521%3A28120%2F14%3A43871517" target="_blank" >RIV/70883521:28120/14:43871517 - isvavai.cz</a>

  • Result on the web

  • DOI - Digital Object Identifier

Alternative languages

  • Result language

    angličtina

  • Original language name

    Determinants of credit risk of SMEs in the banking sector of the Czech Republic and Slovakia

  • Original language description

    The aim of this article is to quantify and compare the important current determinants of credit risk of SME in the selected regions of the Czech Republic and Slovakia. Based on our research, it can be stated that business environment worsened in the Czech Republic and Slovakia, which is determined by higher level of credit. Nowadays, entrepreneurs consider market risk as the most important risk. The average performance decrease was in the Czech Republic and Slovakia more than 15 %. In both countries, there is large group of entrepreneurs who evaluate the approach of banks to SMEs financing as the negative one. In the Czech Republic, up to 95 % of entrepreneurs said that they believed that their companies will survive in next five years. In Slovakia, this share was 91 %.

  • Czech name

  • Czech description

Classification

  • Type

    O - Miscellaneous

  • CEP classification

    AE - Management, administration and clerical work

  • OECD FORD branch

Result continuities

  • Project

  • Continuities

    S - Specificky vyzkum na vysokych skolach

Others

  • Publication year

    2014

  • Confidentiality

    S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů