Credit risk of SMEs: Attitudes of Czech and Slovak Entrepreneurs

Result code in IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F70883521%3A28120%2F16%3A43874311" target="_blank" >RIV/70883521:28120/16:43874311 - isvavai.cz</a>

Result on the web

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DOI - Digital Object Identifier

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Result language

angličtina

Original language name

Credit risk of SMEs: Attitudes of Czech and Slovak Entrepreneurs

Original language description

The aim of this paper is to define significant credit risk factors, quantify attitudes and evaluations of entrepreneurs in the SME segment and compare the attitudes of Czech and Slovak entrepreneurs in relation to such factors as the gender and the level of education of the entrepreneur, and the age of the company. Our research showed that Czech entrepreneurs evaluated the attitude of the commercial banks to lending to the SME segment more positively in comparison to their Slovak counterpart. This trend was also reflected when we compared the opinions of entrepreneurs by the gender, the level of education, and the age of the company. Despite of the fact that entrepreneurs in both countries agreed with the opinion that a better understanding of credit conditions improves an access to credit, the level of knowledge of credit conditions low in both countries. We found that there are statistically significant differences in the knowledge of credit conditions in relation to all monitored factors. Only 30.24% of the Czech and 33.79% of the Slovak entrepreneurs agreed with the opinion that credit conditions are transparent. No statistically significant differences in positive answers among entrepreneurs in the Czech Republic and Slovakia were identified in relation to the gender and the level of education of the entrepreneur.

Czech name

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Czech description

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Type

J_x - Unclassified - Peer-reviewed scientific article (Jimp, Jsc and Jost)

CEP classification

AE - Management, administration and clerical work

OECD FORD branch

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Project

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Continuities

V - Vyzkumna aktivita podporovana z jinych verejnych zdroju

Publication year

2016

Confidentiality

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Name of the periodical

International Journal of Economics and Statistics

ISSN

2309-0685

e-ISSN

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Volume of the periodical

4

Issue of the periodical within the volume

2016

Country of publishing house

US - UNITED STATES

Number of pages

5

Pages from-to

186-190

UT code for WoS article

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EID of the result in the Scopus database

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