Approaches of Czech Entrepreneurs to Debt Financing and Management of Credit Risk
The result's identifiers
Result code in IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F70883521%3A28120%2F16%3A43874307" target="_blank" >RIV/70883521:28120/16:43874307 - isvavai.cz</a>
Result on the web
<a href="http://dx.doi.org/10.12775/EQUIL.2016.016" target="_blank" >http://dx.doi.org/10.12775/EQUIL.2016.016</a>
DOI - Digital Object Identifier
<a href="http://dx.doi.org/10.12775/EQUIL.2016.016" target="_blank" >10.12775/EQUIL.2016.016</a>
Alternative languages
Result language
angličtina
Original language name
Approaches of Czech Entrepreneurs to Debt Financing and Management of Credit Risk
Original language description
The aim of this article was to define, quantify and compare significant factors of the debt financing in the segment of SMEs. The research focused on the significant differences between groups of entrepreneurs, defined in relation to gender, education, size and age of the company, was carried out in the Czech Republic in 2015 on a sample of 1,141 respondents. We found that while the importance of the credit risk increased during the crisis, the level of knowledge of conditions under which commercial banks provide loans is relatively low between entrepreneurs. Entrepreneurs presume that the credit conditions in commercial banks are not transparent, but agree that the better knowledge of credit criteria allows for easier access to funding. Substantial differences in the assessment of the factors of credit risk by defined groups of entrepreneurs were identified.
Czech name
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Czech description
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Classification
Type
J<sub>x</sub> - Unclassified - Peer-reviewed scientific article (Jimp, Jsc and Jost)
CEP classification
AE - Management, administration and clerical work
OECD FORD branch
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Result continuities
Project
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Continuities
V - Vyzkumna aktivita podporovana z jinych verejnych zdroju
Others
Publication year
2016
Confidentiality
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Data specific for result type
Name of the periodical
Equilibrium. Quarterly Journal of Economics and Economic Policy
ISSN
1689-765X
e-ISSN
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Volume of the periodical
11
Issue of the periodical within the volume
2
Country of publishing house
LT - LITHUANIA
Number of pages
23
Pages from-to
343-365
UT code for WoS article
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EID of the result in the Scopus database
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