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Macroprudential policy: Benefits, side effects and limitations

Public support

  • Provider

    Czech Science Foundation

  • Programme

    Standard projects

  • Call for proposals

    SGA0202600001

  • Main participants

    Evropská výzkumná univerzita, z.ú.

  • Contest type

    VS - Public tender

  • Contract ID

    26-23343S

Alternative language

  • Project name in Czech

    Macroprudential policy: Benefits, side effects and limitations

  • Annotation in Czech

    This research project investigates the effectiveness, side effects, and limitations of macroprudential policies in promoting financial stability. While these policies enhance financial resilience, their broader economic implications—such as credit market efficiency, income inequality, and mortgage affordability—remain underexplored. Using granular borrower- and bank-level data, the project examines heterogeneous effects across income groups, regions, and economic cycles. The project employs advanced econometric techniques, including panel data models, machine learning algorithms, and hazard models, to assess policy impacts on credit access, refinancing decisions, and financial market stability. The findings will provide valuable insights for policymakers aiming to balance financial stability objectives with economic growth and social equity considerations.

Scientific branches

  • R&D category

    ZV - Basic research

  • OECD FORD - main branch

    50202 - Applied Economics, Econometrics

  • OECD FORD - secondary branch

    50206 - Finance

  • OECD FORD - another secondary branch

  • CEP - equivalent branches <br>(according to the <a href="http://www.vyzkum.cz/storage/att/E6EF7938F0E854BAE520AC119FB22E8D/Prevodnik_oboru_Frascati.pdf">converter</a>)

    AH - Economics<br>GA - Agricultural economics

Solution timeline

  • Realization period - beginning

    Jan 1, 2026

  • Realization period - end

    Dec 31, 2028

  • Project status

    Z - Beginning multi-year project

  • Latest support payment

Data delivery to CEP

  • Confidentiality

    S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

  • Data delivery code

    CEP26-GA0-GA-R

  • Data delivery date

    Apr 27, 2026

Finance

  • Total approved costs

    3,831 thou. CZK

  • Public financial support

    3,831 thou. CZK

  • Other public sources

    0 thou. CZK

  • Non public and foreign sources

    0 thou. CZK