All

What are you looking for?

All
Projects
Results
Organizations

Quick search

  • Projects supported by TA ČR
  • Excellent projects
  • Projects with the highest public support
  • Current projects

Smart search

  • That is how I find a specific +word
  • That is how I leave the -word out of the results
  • “That is how I can find the whole phrase”

Evaluation of Expense Ratio of Insurance Portfolios Belonging to Selected Insurance Companies Operating on Czech Insurance Market

The result's identifiers

  • Result code in IS VaVaI

    <a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F00216224%3A14560%2F18%3A00104429" target="_blank" >RIV/00216224:14560/18:00104429 - isvavai.cz</a>

  • Result on the web

    <a href="http://www.efs.econ.muni.cz" target="_blank" >http://www.efs.econ.muni.cz</a>

  • DOI - Digital Object Identifier

Alternative languages

  • Result language

    angličtina

  • Original language name

    Evaluation of Expense Ratio of Insurance Portfolios Belonging to Selected Insurance Companies Operating on Czech Insurance Market

  • Original language description

    The paper focuses on evaluation of insurance portfolios belonging to the insurance companies ČSOB and Komerční pojišťovna from the vantage point of growth rate of premium written and expense ratio of the insurance portfolio. The aim of this paper is to ascertain whether the selected insurance companies experience lower expense ratio of their insurance portfolio than what is the average expense ratio of insurance portfolios on the Czech insurance market. The reason for doing this research is in the fact that the insurance companies ČSOB and Komeční pojišťovna are entities with a developed bancassurance model. As the authors discovered in their earlier research, insurance companies using this model experience lower expense ratio. This paper analyzes the selected insurance companies on Czech insurance market considering the cooperation between the bank and insurance company. It analyzes the volume of premium written concluded through the distributional channel of bancassurance, and eventually compares expense ratios of the selected insurance companies with the average value on Czech insurance market between 2012 and 2016. Expense ratio of life insurance in both insurance companies shows lower values than the average value on the Czech insurance market. The same applies to total insurance. The research confirms that Komerční pojišťovna shows lower average value of expense ratio than ČSOB pojišťovna.

  • Czech name

  • Czech description

Classification

  • Type

    D - Article in proceedings

  • CEP classification

  • OECD FORD branch

    50206 - Finance

Result continuities

  • Project

  • Continuities

    I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Others

  • Publication year

    2018

  • Confidentiality

    S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Data specific for result type

  • Article name in the collection

    European Financial Systems 2018. Proceedings of the 15th International Scientific Conference, Brno: Masaryk University, 2018. ISBN 978-80-210-8980-8.

  • ISBN

    9788021089808

  • ISSN

  • e-ISSN

  • Number of pages

    9

  • Pages from-to

    550-558

  • Publisher name

    Masarykova univerzita

  • Place of publication

    Brno

  • Event location

    Brno

  • Event date

    Jan 1, 2018

  • Type of event by nationality

    WRD - Celosvětová akce

  • UT code for WoS article

    000462948800071