The Expense Ratio Development of Insurance Portfolios in Selected Insurance Companies in the Czech Republic in 2010-2017

Result code in IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F47813059%3A19520%2F19%3AA0000054" target="_blank" >RIV/47813059:19520/19:A0000054 - isvavai.cz</a>

Alternative codes found

RIV/00216224:14560/19:00110910

Result on the web

—

DOI - Digital Object Identifier

—

Result language

angličtina

Original language name

The Expense Ratio Development of Insurance Portfolios in Selected Insurance Companies in the Czech Republic in 2010-2017

Original language description

This paper shall compare insurance portfolios in selected insurance companies operating in the Czech Republic based on the growth rate of premiums written and the expense ratio. It shall compare these insurance companies: ČSOB Pojišťovna, Komerční pojišťovna, Kooperativa pojišťovna, Pojišťovna České spořitelny and Česká podnikatelská pojišťovna. ČSOB Pojišťovna and Komerční pojišťovna were selected because they are subjects with a developed bancassurance model and because the previous research suggested that insurance companies applying this model achieve a lower expense ratio. Kooperativa pojišťovna, Česká podnikatelská pojišťovna and Pojišťovna České spořitelny were selected because they are members of the insurance group VIG in the Czech Republic and the group has cooperated with the Erste Group Bank since 2008 based on their Strategic Cooperation Agreement. The aim of this paper is to determine whether or not the selected insurance companies and the group VIG achieve lower expense ratio of the insurance portfolio than what is the average of the expense ratio of insurance portfolios on the Czech insurance market. The paper shall compare the expense ratio of selected commercial insurance companies and the average of the expense ratio on the Czech insurance market in the 2010-2017 period.

Czech name

—

Czech description

—

Type

D - Article in proceedings

CEP classification

—

OECD FORD branch

50206 - Finance

Project

—

Continuities

I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Publication year

2019

Confidentiality

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Article name in the collection

European Financial System 2019. Proceedings of the 16th International Scientific Conference.

ISBN

9788021093386

ISSN

—

e-ISSN

—

Number of pages

11

Pages from-to

452-461

Publisher name

Masarykova Univerzita

Place of publication

Brno

Event location

Brno

Event date

Jun 24, 2019

Type of event by nationality

EUR - Evropská akce

UT code for WoS article

000503222600053