Mobile banking usage and gamification: the moderating effect of generational cohorts

Result code in IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F70883521%3A28120%2F20%3A63525840" target="_blank" >RIV/70883521:28120/20:63525840 - isvavai.cz</a>

Result on the web

<a href="https://www.emerald.com/insight/content/doi/10.1108/JSIT-01-2020-0005/full/html" target="_blank" >https://www.emerald.com/insight/content/doi/10.1108/JSIT-01-2020-0005/full/html</a>

DOI - Digital Object Identifier

<a href="http://dx.doi.org/10.1108/JSIT-01-2020-0005" target="_blank" >10.1108/JSIT-01-2020-0005</a>

Result language

angličtina

Original language name

Mobile banking usage and gamification: the moderating effect of generational cohorts

Original language description

The extended unified theory of acceptance and use of technology (UTAUT2) model has been adapted and applied by scholars to gain insight into mobile banking (m-banking) usage. By combining three perspectives, UTAUT2, gamification (GM) and generational cohort theory, this study aims to investigate the factors which impact m-banking usage and examine the moderating effect of generations Y and Z on the relationship between GM and intention to use m-banking. The adopted model was tested in a quantitative study by using partial least square structural equation modelling. A total of 380 valid questionnaires from a transition country, Albania, have been examined. In the study, scientific evidence concerning the UTAUT2 model and GM elements are provided. Thus, facilitation conditions, habit and hedonic motivation were found to be significant determinants of GM. Moreover, the results revealed that age moderates the relationship between GM and behavioural intention (BI). Compared to generation Z, individuals born prior to 1996 (generation Y), exhibited a much stronger relationship. Although Albania bears similarities with other transition countries in terms of regional, economic and political environments, the generalisation of these results to another context is rather limited. This paper offers a model integrating UTAUT2, GM and generational cohorts in the context of a transition country. The findings can be applied in the form of guidelines for a number of financial institutions. Besides identifying the determinants of m-banking adoption and GM, this study notably reveals the importance of generational cohorts because it governs the effect of GM on m-banking BI.

Czech name

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Czech description

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Type

J_SC - Article in a specialist periodical, which is included in the SCOPUS database

CEP classification

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OECD FORD branch

50202 - Applied Economics, Econometrics

Project

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Continuities

S - Specificky vyzkum na vysokych skolach

Publication year

2020

Confidentiality

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Name of the periodical

Journal of Systems and Information Technology

ISSN

1328-7265

e-ISSN

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Volume of the periodical

12

Issue of the periodical within the volume

3

Country of publishing house

GB - UNITED KINGDOM

Number of pages

20

Pages from-to

243-263

UT code for WoS article

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EID of the result in the Scopus database

2-s2.0-85096596009