Understanding financial inclusion in China
Identifikátory výsledku
Kód výsledku v IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F00216208%3A11230%2F15%3A10297895" target="_blank" >RIV/00216208:11230/15:10297895 - isvavai.cz</a>
Výsledek na webu
<a href="http://dx.doi.org/10.1016/j.chieco.2014.12.004" target="_blank" >http://dx.doi.org/10.1016/j.chieco.2014.12.004</a>
DOI - Digital Object Identifier
<a href="http://dx.doi.org/10.1016/j.chieco.2014.12.004" target="_blank" >10.1016/j.chieco.2014.12.004</a>
Alternativní jazyky
Jazyk výsledku
angličtina
Název v původním jazyce
Understanding financial inclusion in China
Popis výsledku v původním jazyce
We use data from the World Bank Global Findex database for 2011 to analyze financial inclusion in China, including comparisons with the other BRICS countries. We find a high level of financial inclusion in China manifested by greater use of formal account and formal savings than in the other BRICS. Financial exclusion, i.e., not having a formal account, is mainly voluntary. The use of formal credit is however less frequent in China than in the other BRICS. Borrowing through family or friends is the mostcommon way of obtaining credit in all the BRICS countries, but other channels for borrowing are not very commonly used by individuals in China. We find that higher income, better education, being a man, and being older are associated with greater use offormal accounts and formal credit in China. Income and education influence the use of alternative sources of borrowing. Overall financial inclusion does not constitute a major problem in China, but such limited use of formal credit can c
Název v anglickém jazyce
Understanding financial inclusion in China
Popis výsledku anglicky
We use data from the World Bank Global Findex database for 2011 to analyze financial inclusion in China, including comparisons with the other BRICS countries. We find a high level of financial inclusion in China manifested by greater use of formal account and formal savings than in the other BRICS. Financial exclusion, i.e., not having a formal account, is mainly voluntary. The use of formal credit is however less frequent in China than in the other BRICS. Borrowing through family or friends is the mostcommon way of obtaining credit in all the BRICS countries, but other channels for borrowing are not very commonly used by individuals in China. We find that higher income, better education, being a man, and being older are associated with greater use offormal accounts and formal credit in China. Income and education influence the use of alternative sources of borrowing. Overall financial inclusion does not constitute a major problem in China, but such limited use of formal credit can c
Klasifikace
Druh
J<sub>x</sub> - Nezařazeno - Článek v odborném periodiku (Jimp, Jsc a Jost)
CEP obor
AH - Ekonomie
OECD FORD obor
—
Návaznosti výsledku
Projekt
—
Návaznosti
I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace
Ostatní
Rok uplatnění
2015
Kód důvěrnosti údajů
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Údaje specifické pro druh výsledku
Název periodika
China Economic Review
ISSN
1043-951X
e-ISSN
—
Svazek periodika
34
Číslo periodika v rámci svazku
July
Stát vydavatele periodika
US - Spojené státy americké
Počet stran výsledku
11
Strana od-do
196-206
Kód UT WoS článku
000356992800015
EID výsledku v databázi Scopus
2-s2.0-84949923219