Undrestanding Financial Well-Being in the Czech Republic: The role of Financial Knowledge, Attitudes, Behavior, and Experience

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F00216224%3A14110%2F25%3A00143762" target="_blank" >RIV/00216224:14110/25:00143762 - isvavai.cz</a>

Výsledek na webu

<a href="https://newprairiepress.org/jft/vol16/iss2/3/" target="_blank" >https://newprairiepress.org/jft/vol16/iss2/3/</a>

DOI - Digital Object Identifier

<a href="http://dx.doi.org/10.4148/1944-9771.1427" target="_blank" >10.4148/1944-9771.1427</a>

Jazyk výsledku

angličtina

Název v původním jazyce

Undrestanding Financial Well-Being in the Czech Republic: The role of Financial Knowledge, Attitudes, Behavior, and Experience

Popis výsledku v původním jazyce

Financial well-being’s benefits extend beyond the financial domain. This study examined factors of financial well-being and its dimensions—financial satisfaction, financial limitation, indebtedness, and financial anxiety—using the Czech National Representative Sample of the Adult Population. The results showed that socio-demographic variables, such as education, work status, living in an urban or rural area, and income, were related to financial well-being. Financial knowledge was related to dimensions of financial satisfaction and indebtedness. Financial attitudes were associated with higher financial well-being, characterized by lower debt and a sense of less financial limitation and anxiety. Positive financial behavior contributed to financial well-being, higher financial satisfaction, lower indebtedness, and less financial anxiety. More experience with financial products was associated with higher financial well-being and satisfaction, as well as lower financial anxiety and limitations. The results are beneficial to policymakers and financial practitioners aiming to design effective strategies and targeted interventions to improve financial well-being and its dimensions.

Název v anglickém jazyce

Undrestanding Financial Well-Being in the Czech Republic: The role of Financial Knowledge, Attitudes, Behavior, and Experience

Popis výsledku anglicky

Financial well-being’s benefits extend beyond the financial domain. This study examined factors of financial well-being and its dimensions—financial satisfaction, financial limitation, indebtedness, and financial anxiety—using the Czech National Representative Sample of the Adult Population. The results showed that socio-demographic variables, such as education, work status, living in an urban or rural area, and income, were related to financial well-being. Financial knowledge was related to dimensions of financial satisfaction and indebtedness. Financial attitudes were associated with higher financial well-being, characterized by lower debt and a sense of less financial limitation and anxiety. Positive financial behavior contributed to financial well-being, higher financial satisfaction, lower indebtedness, and less financial anxiety. More experience with financial products was associated with higher financial well-being and satisfaction, as well as lower financial anxiety and limitations. The results are beneficial to policymakers and financial practitioners aiming to design effective strategies and targeted interventions to improve financial well-being and its dimensions.

Druh

J_SC - Článek v periodiku v databázi SCOPUS

CEP obor

—

OECD FORD obor

30307 - Nursing

Projekt

—

Návaznosti

I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Rok uplatnění

2025

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název periodika

Journal of Financial Therapy

ISSN

1945-7774

e-ISSN

—

Svazek periodika

16

Číslo periodika v rámci svazku

2

Stát vydavatele periodika

US - Spojené státy americké

Počet stran výsledku

33

Strana od-do

18-50

Kód UT WoS článku

—

EID výsledku v databázi Scopus

2-s2.0-105020722736