Premium calculation for critical illness products

Kód výsledku v IS VaVaI

RIV/00216275:25410/15:39899710 - isvavai.cz

Výsledek na webu

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DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

Premium calculation for critical illness products

Popis výsledku v původním jazyce

According to the World Health Organization (WHO) Europe had the highest incidence of the cancer disease in 2008 and by the World Bank the cancer incidence rates rises as the country income increases. In this framework, people are stepping up their requests for the welfare services or for the insurance companies' financial backing in order to face up to the risks concerning the human health and life, like the risk of becoming invalid, losing the own physical or mental ability to live independently or contracting a critical illness. Critical Illness Insurance is an insurance product where a fixed sum (lump sum) is payable on the diagnosis of one of a specified list of critical illnesses. The aim of this paper is to calculate premiums of Critical Illnesspolicy, specifically for the homogeneous groups generated by sex and relation to smoking. In the calculation of the actuarial value of the insurer's payments, we have employed the claim diagnosis rates for accelerated Critical Illness Ins

Název v anglickém jazyce

Premium calculation for critical illness products

Popis výsledku anglicky

According to the World Health Organization (WHO) Europe had the highest incidence of the cancer disease in 2008 and by the World Bank the cancer incidence rates rises as the country income increases. In this framework, people are stepping up their requests for the welfare services or for the insurance companies' financial backing in order to face up to the risks concerning the human health and life, like the risk of becoming invalid, losing the own physical or mental ability to live independently or contracting a critical illness. Critical Illness Insurance is an insurance product where a fixed sum (lump sum) is payable on the diagnosis of one of a specified list of critical illnesses. The aim of this paper is to calculate premiums of Critical Illnesspolicy, specifically for the homogeneous groups generated by sex and relation to smoking. In the calculation of the actuarial value of the insurer's payments, we have employed the claim diagnosis rates for accelerated Critical Illness Ins

Druh

D - Stať ve sborníku

CEP obor

BB - Aplikovaná statistika, operační výzkum

OECD FORD obor

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Projekt

EE2.3.30.0058: Rozvoj kvalitních vědeckovýzkumných týmů na Univerzitě Pardubice

Návaznosti

P - Projekt vyzkumu a vyvoje financovany z verejnych zdroju (s odkazem do CEP)

Rok uplatnění

2015

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název statě ve sborníku

European Financial Systems 2015: Proceedings of the 12th International Scientific Conference

ISBN

978-80-210-7962-5

ISSN

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e-ISSN

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Počet stran výsledku

8

Strana od-do

135-142

Název nakladatele

Masarykova univerzita

Místo vydání

Brno

Místo konání akce

Brno

Datum konání akce

18. 6. 2015

Typ akce podle státní příslušnosti

EUR - Evropská akce

Kód UT WoS článku

000370679200019