THE SENTIMENT FOR THE DIGITAL EURO: A EUROPEAN SURVEY

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F04274644%3A_____%2F24%3A%230001116" target="_blank" >RIV/04274644:_____/24:#0001116 - isvavai.cz</a>

Výsledek na webu

<a href="https://www.mladaveda.sk/casopisy/2024/01/01_2024_08.pdf" target="_blank" >https://www.mladaveda.sk/casopisy/2024/01/01_2024_08.pdf</a>

DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

THE SENTIMENT FOR THE DIGITAL EURO: A EUROPEAN SURVEY

Popis výsledku v původním jazyce

Economic agents´ sentiment about implementation of Central Bank Digital Currency (CBDC) and the Digital Euro (DE) was captured through two representative consumer surveys among groups of 525 and 1,050 European citizens which reflect the population distribution of the EU countries. The findings reveal broad resistance towards abandoning physical currency, highlighting concerns over security and privacy with the implementation of the Digital Euro. This resistance underscores the necessity for CBDC designs that prioritize these concerns to facilitate wider adoption. Recommendations include enhancing security and privacy features in the DE's design, maintaining cash as a payment option alongside CBDC to allow for gradual transition based on consumer preferences, and implementing a tiered nonremunerated CBDC system. The study contributes to existing literature by offering empirical evidence on consumer attitudes towards CBDCs and providing policy recommendations to address public concerns and promote acceptance of CBDC and the Digital Euro

Název v anglickém jazyce

THE SENTIMENT FOR THE DIGITAL EURO: A EUROPEAN SURVEY

Popis výsledku anglicky

Economic agents´ sentiment about implementation of Central Bank Digital Currency (CBDC) and the Digital Euro (DE) was captured through two representative consumer surveys among groups of 525 and 1,050 European citizens which reflect the population distribution of the EU countries. The findings reveal broad resistance towards abandoning physical currency, highlighting concerns over security and privacy with the implementation of the Digital Euro. This resistance underscores the necessity for CBDC designs that prioritize these concerns to facilitate wider adoption. Recommendations include enhancing security and privacy features in the DE's design, maintaining cash as a payment option alongside CBDC to allow for gradual transition based on consumer preferences, and implementing a tiered nonremunerated CBDC system. The study contributes to existing literature by offering empirical evidence on consumer attitudes towards CBDCs and providing policy recommendations to address public concerns and promote acceptance of CBDC and the Digital Euro

Druh

J_ost - Ostatní články v recenzovaných periodicích

CEP obor

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OECD FORD obor

50200 - Economics and Business

Projekt

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Návaznosti

I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Rok uplatnění

2024

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název periodika

Mladá veda / Young Science

ISSN

1339-3189

e-ISSN

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Svazek periodika

12

Číslo periodika v rámci svazku

1

Stát vydavatele periodika

SK - Slovenská republika

Počet stran výsledku

34

Strana od-do

102-135

Kód UT WoS článku

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EID výsledku v databázi Scopus

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