Factors Affecting the Supply of Loans to Businesses in the Czech Republic

Kód výsledku v IS VaVaI

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Výsledek na webu

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DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

Factors Affecting the Supply of Loans to Businesses in the Czech Republic

Popis výsledku v původním jazyce

The aim of this paper is to identify which banking factors and macroeconomic affecting the supply and availability of loans for Czech corporate sector in the period 2000-2014. There was tested the effect of variables such as the return on assets, return on equity, capital adequacy, interest margin, liquidity measured by the share of liquid assets to assets, share of provisions for loans, share of impaired loans to total loans, indicator of interbank position, inflation rate, unemployment, producer price index, exchange rate, repo rate, discount rate, interest rate of banking loans provided to non-financial companies, gross domestic product at constant prices and gross domestic product at current prices. Using panel regression analysis there was recorded a positive influence of the return on assets, return on equity and interest rate of banking loans at supply of loans to non-financial companies. There was recorded a negative influence of the provisions for provided loansand net interes t margin at supply of loans to non-financial companies.

Název v anglickém jazyce

Factors Affecting the Supply of Loans to Businesses in the Czech Republic

Popis výsledku anglicky

The aim of this paper is to identify which banking factors and macroeconomic affecting the supply and availability of loans for Czech corporate sector in the period 2000-2014. There was tested the effect of variables such as the return on assets, return on equity, capital adequacy, interest margin, liquidity measured by the share of liquid assets to assets, share of provisions for loans, share of impaired loans to total loans, indicator of interbank position, inflation rate, unemployment, producer price index, exchange rate, repo rate, discount rate, interest rate of banking loans provided to non-financial companies, gross domestic product at constant prices and gross domestic product at current prices. Using panel regression analysis there was recorded a positive influence of the return on assets, return on equity and interest rate of banking loans at supply of loans to non-financial companies. There was recorded a negative influence of the provisions for provided loansand net interes t margin at supply of loans to non-financial companies.

Druh

D - Stať ve sborníku

CEP obor

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OECD FORD obor

50206 - Finance

Projekt

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Návaznosti

I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Rok uplatnění

2016

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název statě ve sborníku

Proceedings of the 15th International Conference on Finance and Banking

ISBN

978-80-7510-186-0

ISSN

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e-ISSN

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Počet stran výsledku

7

Strana od-do

385-391

Název nakladatele

Silesian University in Opava

Místo vydání

Karviná: Silesian University

Místo konání akce

Praha

Datum konání akce

13. 10. 2015

Typ akce podle státní příslušnosti

EUR - Evropská akce

Kód UT WoS článku

000447679800040