Banking and Shadow Banking Sector and Credit Lending Standards in the Euro Area

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F61989100%3A27510%2F15%3A86094835" target="_blank" >RIV/61989100:27510/15:86094835 - isvavai.cz</a>

Výsledek na webu

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DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

Banking and Shadow Banking Sector and Credit Lending Standards in the Euro Area

Popis výsledku v původním jazyce

Shadow banking sector gained a great influence in the world financial markets over the past decade. Shadow banking can be regarded as one of the causes of potential financial instability because these activities are realised outside the regulated banking sector. Therefore, it is necessary to monitor and measure the interconnectedness of banking and shadow banking activities. The aim of the paper is to measure the national distribution of banking and shadow banking activities in the Euro Area countries and assess the relationship between these activities and credit lending standards imposed by banking institutions. When measuring the shadow banking activity at national level, the shadow banking activities are most extensive in Austria, Belgium, France, Germany, Ireland, Italy, Luxembourg, the Netherlands, Portugal, and Spain. We conclude that banking institutions of the analysed countries originated less loans in reaction to tighter lending standards imposed by these banking institutions on their loans. However, the expected positive impact of tighter lending standards on loans provided by shadow banking institutions is confirmed only in some countries.

Název v anglickém jazyce

Banking and Shadow Banking Sector and Credit Lending Standards in the Euro Area

Popis výsledku anglicky

Shadow banking sector gained a great influence in the world financial markets over the past decade. Shadow banking can be regarded as one of the causes of potential financial instability because these activities are realised outside the regulated banking sector. Therefore, it is necessary to monitor and measure the interconnectedness of banking and shadow banking activities. The aim of the paper is to measure the national distribution of banking and shadow banking activities in the Euro Area countries and assess the relationship between these activities and credit lending standards imposed by banking institutions. When measuring the shadow banking activity at national level, the shadow banking activities are most extensive in Austria, Belgium, France, Germany, Ireland, Italy, Luxembourg, the Netherlands, Portugal, and Spain. We conclude that banking institutions of the analysed countries originated less loans in reaction to tighter lending standards imposed by these banking institutions on their loans. However, the expected positive impact of tighter lending standards on loans provided by shadow banking institutions is confirmed only in some countries.

Druh

D - Stať ve sborníku

CEP obor

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OECD FORD obor

50206 - Finance

Projekt

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Návaznosti

S - Specificky vyzkum na vysokych skolach

Rok uplatnění

2015

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název statě ve sborníku

18 Annual International Conference Enterprise and Competitive Environment Conference Proceedings

ISBN

978-80-7509-342-4

ISSN

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e-ISSN

neuvedeno

Počet stran výsledku

9

Strana od-do

461-469

Název nakladatele

Mendelova univerzita v Brně

Místo vydání

Brno

Místo konání akce

Brno

Datum konání akce

5. 3. 2015

Typ akce podle státní příslušnosti

WRD - Celosvětová akce

Kód UT WoS článku

000380464000051