Who Are the People at Socio-Economic Risk? Socio-Demographical Analysis of the Czech People in Specific Economical Situations Recognized in Value-Based Risk Prediction Model
Identifikátory výsledku
Kód výsledku v IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F61989592%3A15260%2F22%3A73612879" target="_blank" >RIV/61989592:15260/22:73612879 - isvavai.cz</a>
Výsledek na webu
<a href="https://doi.org/10.3390/socsci11050211" target="_blank" >https://doi.org/10.3390/socsci11050211</a>
DOI - Digital Object Identifier
<a href="http://dx.doi.org/10.3390/socsci11050211" target="_blank" >10.3390/socsci11050211</a>
Alternativní jazyky
Jazyk výsledku
angličtina
Název v původním jazyce
Who Are the People at Socio-Economic Risk? Socio-Demographical Analysis of the Czech People in Specific Economical Situations Recognized in Value-Based Risk Prediction Model
Popis výsledku v původním jazyce
The aim of this study was to analyze the dependence of personal economic situation on gender, age, education, occupational status, field of work or study, family situation, and number of children in the family. The research was designed as cross-sectional ex post facto. The survey examined data collected through a structured questionnaire completed and returned by a total of 5175 respondents aged 15+ selected from the general population of the Czech Republic. The statistical significance of hypotheses was tested using χ2 statistics, and the adjusted residuals z in each cell were calculated. The impacts of socio-demographic factors on specific economic situation were recognized and statistically confirmed. Compared to women, men show higher financial knowledge, which benefits them significantly. Economic situation worsens with increasing age. As education increases, the level of vulnerability decreases, and the individual’s economic situation improves. Protective factors include cohabitation with a partner and having a complete family. People without children are in the best financial situation. The situation gradually worsens with the number of children, and families with five or more children are typically in a negative economic situation with a high level of vulnerability. The specific contribution of our research lies in the inclusion of potential financial risks in the identification of people at risk. We recognized a high-risk group of people—women in a positive economic situation with a high level of risk.
Název v anglickém jazyce
Who Are the People at Socio-Economic Risk? Socio-Demographical Analysis of the Czech People in Specific Economical Situations Recognized in Value-Based Risk Prediction Model
Popis výsledku anglicky
The aim of this study was to analyze the dependence of personal economic situation on gender, age, education, occupational status, field of work or study, family situation, and number of children in the family. The research was designed as cross-sectional ex post facto. The survey examined data collected through a structured questionnaire completed and returned by a total of 5175 respondents aged 15+ selected from the general population of the Czech Republic. The statistical significance of hypotheses was tested using χ2 statistics, and the adjusted residuals z in each cell were calculated. The impacts of socio-demographic factors on specific economic situation were recognized and statistically confirmed. Compared to women, men show higher financial knowledge, which benefits them significantly. Economic situation worsens with increasing age. As education increases, the level of vulnerability decreases, and the individual’s economic situation improves. Protective factors include cohabitation with a partner and having a complete family. People without children are in the best financial situation. The situation gradually worsens with the number of children, and families with five or more children are typically in a negative economic situation with a high level of vulnerability. The specific contribution of our research lies in the inclusion of potential financial risks in the identification of people at risk. We recognized a high-risk group of people—women in a positive economic situation with a high level of risk.
Klasifikace
Druh
J<sub>imp</sub> - Článek v periodiku v databázi Web of Science
CEP obor
—
OECD FORD obor
50902 - Social sciences, interdisciplinary
Návaznosti výsledku
Projekt
—
Návaznosti
S - Specificky vyzkum na vysokych skolach
Ostatní
Rok uplatnění
2022
Kód důvěrnosti údajů
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Údaje specifické pro druh výsledku
Název periodika
Social Sciences
ISSN
2076-0760
e-ISSN
2076-0760
Svazek periodika
2022
Číslo periodika v rámci svazku
5
Stát vydavatele periodika
CH - Švýcarská konfederace
Počet stran výsledku
15
Strana od-do
nestrankovano
Kód UT WoS článku
000802533600001
EID výsledku v databázi Scopus
2-s2.0-85130318775