Preferences of Self-Help Group Members towards Microcredits: Preliminary Results from Tanzania

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F61989592%3A15310%2F21%3A73610844" target="_blank" >RIV/61989592:15310/21:73610844 - isvavai.cz</a>

Výsledek na webu

<a href="https://obd.upol.cz/id_publ/333190731" target="_blank" >https://obd.upol.cz/id_publ/333190731</a>

DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

Preferences of Self-Help Group Members towards Microcredits: Preliminary Results from Tanzania

Popis výsledku v původním jazyce

Self-help groups (SHGs) have an overwhelming potential to empower members of poor communities and combat poverty. Many NGOs support the functioning of SHGs by providing their members with access to various services, including microcredits. Different clients prefer microcredits with divergent characteristics (size, disbursement period, interest rate, a system of distribution, etc.). This paper aims to identify the preferences of SHGs members from the Wakulima Maendeleo Group cooperative based in southwest Tanzania. We conducted a choice experiment with 18 members of the cooperative and found that members prefer individual and quick loans with long repayment periods. To get these qualities (i.e., to meet their preferences), they are willing to get smaller loans and pay higher interest rates.

Název v anglickém jazyce

Preferences of Self-Help Group Members towards Microcredits: Preliminary Results from Tanzania

Popis výsledku anglicky

Self-help groups (SHGs) have an overwhelming potential to empower members of poor communities and combat poverty. Many NGOs support the functioning of SHGs by providing their members with access to various services, including microcredits. Different clients prefer microcredits with divergent characteristics (size, disbursement period, interest rate, a system of distribution, etc.). This paper aims to identify the preferences of SHGs members from the Wakulima Maendeleo Group cooperative based in southwest Tanzania. We conducted a choice experiment with 18 members of the cooperative and found that members prefer individual and quick loans with long repayment periods. To get these qualities (i.e., to meet their preferences), they are willing to get smaller loans and pay higher interest rates.

Druh

D - Stať ve sborníku

CEP obor

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OECD FORD obor

50202 - Applied Economics, Econometrics

Projekt

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Návaznosti

S - Specificky vyzkum na vysokych skolach

Rok uplatnění

2021

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název statě ve sborníku

Proceedings of scientific works from the 22nd International Scientific Conference

ISBN

978-80-225-4904-2

ISSN

2585-9412

e-ISSN

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Počet stran výsledku

7

Strana od-do

659-665

Název nakladatele

Ekonomická univerzita v Bratislave, Fakulta medzinárodných vzťahov

Místo vydání

Bratislava

Místo konání akce

Bratislava

Datum konání akce

2. 12. 2021

Typ akce podle státní příslušnosti

EUR - Evropská akce

Kód UT WoS článku

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