Economic aspects of consumer credit

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F62156489%3A43110%2F22%3A43926438" target="_blank" >RIV/62156489:43110/22:43926438 - isvavai.cz</a>

Výsledek na webu

<a href="https://www.ijpamed.eu/index.php/journal/article/view/66" target="_blank" >https://www.ijpamed.eu/index.php/journal/article/view/66</a>

DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

Economic aspects of consumer credit

Popis výsledku v původním jazyce

This article deals with methods of consumer credit analysis. In the case of consumer loans, the issue of their provision to creditworthy clients is discussed. The financial institution realizes its profit by providing a loan. However, it is in the public interest to ensure the stability of the financial sector that loans are provided to creditworthy clients. That is, to clients who are able to repay loans. The aim of the article is to suggest suitable methods for assessing the creditworthiness of the client. Their applications can be used by banks to prevent loans from being provided by a natural person who is unable to repay them in order to prevent default. The article presents suitable multicriteria analyses of variants for a given assessment.

Název v anglickém jazyce

Economic aspects of consumer credit

Popis výsledku anglicky

This article deals with methods of consumer credit analysis. In the case of consumer loans, the issue of their provision to creditworthy clients is discussed. The financial institution realizes its profit by providing a loan. However, it is in the public interest to ensure the stability of the financial sector that loans are provided to creditworthy clients. That is, to clients who are able to repay loans. The aim of the article is to suggest suitable methods for assessing the creditworthiness of the client. Their applications can be used by banks to prevent loans from being provided by a natural person who is unable to repay them in order to prevent default. The article presents suitable multicriteria analyses of variants for a given assessment.

Druh

J_ost - Ostatní články v recenzovaných periodicích

CEP obor

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OECD FORD obor

50501 - Law

Projekt

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Návaznosti

I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Rok uplatnění

2022

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název periodika

International Journal of Public Administration, Management and Economic Development

ISSN

2533-4077

e-ISSN

2533-4077

Svazek periodika

7

Číslo periodika v rámci svazku

1

Stát vydavatele periodika

CZ - Česká republika

Počet stran výsledku

6

Strana od-do

13-18

Kód UT WoS článku

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EID výsledku v databázi Scopus

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